Louisa County property record for 115 Forest Ln, Mineral, VA 23117
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,959 sqft · built 1993 |
| Lot Size | 3.28 acres (142,877 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (Feb 2026) |
| Tax Bill | $3,105 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Sep 2025 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30C1 3 88 |
| Primary APN | 30C1 3 88 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,959 sqft Living Area |
| 1st Floor Area | 1,434 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 142,877 sqft (3.28 acres) |
| Garage Area | 1,280 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 546 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 20369 |
|---|---|
| Street Address | 115 FOREST LN |
| City | MINERAL |
| State | VA |
| Zip | 23117-4622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | TALL PINES SECTION 2 LOT 88 DB 2068/240 3.200 AC |
| Legal Subdivision | TALL PINES |
| Legal Lot Number | 88 |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | CUCKOO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 950102 |
Source: Louisa County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 FOREST LN, MINERAL, VA 23117-4622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Sep 16, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP |
| Feb 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional with PMI LOANPAL |
| Apr 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage NEW PENN FIN'L LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2026 · Amount on Record |
| Deed Sale | Feb 25, 2026 · Amount on Record |
| Prior Sale | Apr 15, 2019 · Amount on Record |
| Deed Document Number | 20261847 |
| Deed Book / Page | 2068 / 240 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 115 FOREST LN, MINERAL, VA 23117-4622 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 001819/597 |
|---|---|
| Date | Jan 14, 2022 |
| Book Page | 1819/597 |
| Instrument | 202200000353 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 115 FOREST LN, MINERAL, VA 23117-4622 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 00002036/7 |
|---|---|
| Date | Sep 16, 2025 |
| Book Page | 2036/7 |
| Instrument | 202500008409 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Feb 25, 2026 |
| Property Address | 115 FOREST LN, MINERAL, VA 23117-4622 |
| Document Number | 002068/240 |
| Book / Page | 2068 / 240 |
| Map Reference | MB 8 PG 370-373 |
| Instrument Date | Feb 22, 2026 |
| Instrument | 202600001847 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $267.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 115 FOREST LN, MINERAL, VA 23117-4622 |
| Document Number | 0002068243 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 2068/243 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 115 FOREST LN, MINERAL, VA 23117-4622 |
| Document Number | 0000005721 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 115 FOREST LN MINERAL VA 231174622, MINERAL, VA 23117-4622 |
| Document Number | 0000005721 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 001681/000242 |
| Instrument | 5721 |
| Name | LOANPAL |
|---|---|
| Address | 8781 SIERRA COLLEGE BLVD, ROSEVILLE, CA 95661-5920 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Apr 15, 2019 |
| Property Address | 115 FOREST LN, MINERAL, VA 23117-4622 |
| Document Number | 0000002936 |
| Book / Page | 001608 / 000164 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 2936 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 115 FOREST LN MINERAL VA 231174622, MINERAL, VA 23117-4622 |
| Document Number | 2937 |
|---|---|
| Date | Apr 15, 2019 |
| Book Page | 001608/000167 |
| Instrument | 2937 |
| Name | NEW PENN FIN'L LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 14, 2049 |
Source: Louisa County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $440,360 (+2.1%) Land $97,200 Building $343,160 | $440,360 (+2.1%) Land $97,200 Building $343,160 | |
| 2025 | $3,105.00 (+0.49%) | $431,300 (+9%) Land $97,200 Building $334,100 | $431,300 (+9%) Land $97,200 Building $334,100 |
| 2024 | $3,090.00 (+69.5%) | ||
| 2023 | $395,700 Land $84,200 Building $311,500 | ||
| 2022 | $1,823.00 | $395,700 Land $84,200 Building $311,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
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