115 Field Dr, Chester, IL 62233 Property Records

Randolph County property record for 115 Field Dr, Chester, IL 62233

Property Summary

Property Type	Single Family Home
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Feb 2025)
Tax Bill	$5,379 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`18-188-012-00`

Property Details

APN / Parcel Number

Primary APN	`18-188-012-00`

Exterior

Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	115 FIELD DR
City	CHESTER
State	IL
Zip	62233-2239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	550/853 2019R00984 2021R00568 2023R02705 2025R00521 LOTS 19 A S/D OF PT SW SW SEC 8 T7 R6 BIRCHLER ACRES
Legal Range	06
Legal Township	07
Legal Section	08
Legal Subdivision	BIRCHLER ACRES SUB
Legal Lot Number	19
Jurisdiction	RANDOLPH IL
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1001
Census Tract	951201

Owner

115 Field Dr is owned and occupied by two individuals who bought it in February 2025.

Source: Randolph County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 FIELD DR, CHESTER, IL 62233-2239
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS
Sep 28, 2023	Deed of Trust, Mortgage · Line of Credit BUENA VISTA NATIONAL BANK
Sep 28, 2023	Warranty Deed, Transfer · Conventional Mortgage BUENA VISTA NATIONAL BANK
Jun 2, 2020	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC
Dec 22, 2020	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC
Jan 27, 2021	Warranty Deed, Transfer · Conventional Mortgage BUENA VISTA NATIONAL BANK
Apr 4, 2019	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2025 · Amount on File
Deed Sale	Feb 21, 2025 · Amount on File
Prior Sale	Sep 28, 2023 · Amount on File
Deed Document Number	2025521
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	115 FIELD DR, CHESTER, IL 62233-2239
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 FIELD DR, CHESTER, IL 62233-2239

Mortgage

Document Number	2026R00168
Date	Jan 16, 2026
Instrument	2026R00168

Lender

Name	FCB BANKS
Type	Bank
Address	COLLINSVILLE, IL 62234

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	115 FIELD DR, CHESTER, IL 62233-2239
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R02707
Date	Sep 28, 2023
Instrument	2023R02707

Lender

Name	BUENA VISTA NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 1, 2028

Interest

Rate Type	Fixed Rate
Rate	6.75%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IL
Recording Date	Sep 28, 2023
Property Address	115 FIELD DR, CHESTER, IL 62233-2239
Document Number	2023R02705
Map Reference	PB I PG 75
Instrument Date	Sep 15, 2023
Instrument	2023R02705
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 FIELD DR, CHESTER, IL 62233-2239

Mortgage

Document Number	2023R02706
Date	Sep 28, 2023
Instrument	2023R02706

Lender

Name	BUENA VISTA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.75%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	115 FIELD DR, CHESTER, IL 62233-2239
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R01864
Date	Jun 2, 2020
Instrument	2020R01864

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	115 FIELD DR, CHESTER, IL 62233-2239
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R04780
Date	Dec 22, 2020
Instrument	2020R04780

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IL
Recording Date	Jan 27, 2021
Property Address	115 FIELD DR, CHESTER, IL 62233-2239
Document Number	2021R00568
Map Reference	PB I PG 75
Instrument Date	Jan 22, 2021
Instrument	2021R00568
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 FIELD DR, CHESTER, IL 62233-2239

Mortgage

Document Number	2021R00569
Date	Jan 27, 2021
Instrument	2021R00569

Lender

Name	BUENA VISTA NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	2.88%

Mortgage

Document Number	2021R00551
Date	Jan 26, 2021
Instrument	2021R00551

Lender

Name	BUENA VISTA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 22, 2026

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IL
Recording Date	Apr 4, 2019
Property Address	115 FIELD DR, CHESTER, IL 62233-2239
Document Number	2019R00984
Map Reference	PB I PG 75
Instrument Date	Apr 3, 2019
Instrument	2019R00984
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 FIELD DR, CHESTER, IL 62233-2239

Mortgage

Document Number	2019R00985
Date	Apr 4, 2019
Instrument	2019R00985

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 115 Field Dr was $5,379 with a homeowner's exemption, up 6.7% from the year before.

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chester City
County	Randolph County
Unified School District	Chester Community Unit School District 139 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,379.00 (+6.73%) Homeowner's exemption	$82,600 (+6.2%) Land $10,625 Building $71,975	$247,800 (+6.2%) Land $31,875 Building $215,925
2024	$5,040.00 Homeowner's exemption Additional exemption filed	$77,775 Land $9,880 Building $67,895	$233,325 Land $29,640 Building $203,685
2022	$4,195.00 Homeowner's exemption Additional exemption filed	$65,745 Land $8,465 Building $57,280	$197,235 Land $25,395 Building $171,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 Field Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Field Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTER serves 8,407 people · EPA ID IL1570100
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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