115 Festive Ln, Sagle, ID 83860 Property Records

Bonner County property record for 115 Festive Ln, Sagle, ID 83860

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 5,329 sqft · built 2009
Lot Size	0.367 acres (15,987 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Feb 2013)
Tax Bill	$12,114 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`RP033860000010A`

Property Details

APN / Parcel Number

Primary APN	`RP033860000010A`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Total Rooms	11 Rooms
Stories	3 Stories
Building Area	5,329 sqft Finished Area
1st Floor Area	5,329 sqft
Basement Area	1,623 sqft
Finished Basement	1,623 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,987 sqft (0.367 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	115 FESTIVE LN
City	SAGLE
State	ID
Zip	83860-5079
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Rec
Legal Description	4-56N-1W/33-57N-1W FESTIVE LOT 1 LANE EST
Legal Range	01W
Legal Township	56N
Legal Section	04
Legal Subdivision	LANE EST
Legal Lot Number	1
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	1
Census Block	1009
Census Tract	950901

Owner

115 Festive Ln is owned and occupied by two individuals who bought it in February 2013.

Source: Bonner County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 FESTIVE LN, SAGLE, ID 83860-5079
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Sep 11, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2013 · Amount on File
Deed Sale	Feb 13, 2013 · Amount on File
Prior Sale	Dec 31, 2012
Deed Document Number	2013839770
Prior Transfer Date	Mar 13, 2009
Prior Transfer Doc	0000768503
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	115 FESTIVE LN, SAGLE, ID 83860-5079
Transaction Type	Mortgage
Record Updated	Jan 7, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000998261
Date	Dec 28, 2021
Instrument	998261

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	115 FESTIVE LN, SAGLE, ID 83860-5079
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	911130
Date	Sep 11, 2017
Instrument	911130

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 115 Festive Ln was $12,114 with a homeowner's exemption, up 10.5% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,114.00 (+10.46%) Homeowner's exemption	$2,952,668 (-) Land $965,122 Building $1,987,546	$2,952,668 (-) Land $965,122 Building $1,987,546
2025	$10,967.00 Homeowner's exemption	$2,952,668 Land $965,122 Building $1,987,546	$2,952,668 Land $965,122 Building $1,987,546
2023	$8,505.00 Homeowner's exemption	$2,396,863 Land $880,899 Building $1,515,964	$2,396,863 Land $880,899 Building $1,515,964

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Festive Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014)
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Festive Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kaniksu Internet Fixed Wireless	500 / 500
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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