115 Falls Ct, Highlands, NC 28741 Property Records

Macon County property record for 115 Falls Ct, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 3,892 sqft · built 2004
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$725,000 (Sep 2012)
Tax Bill	$8,327 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7550177110`

Property Details

APN / Parcel Number

Primary APN	`7550177110`
Alternative APNs	`0517035` `128064`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	14 Rooms
Stories	1 Story
Building Area	3,892 sqft Heated Area
1st Floor Area	2,286 sqft
Upper Floors Area	1,606 sqft
Basement Area	1,260 sqft
Finished Basement	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Stone
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,075 sqft (0.92 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	925 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	932 sqft
Deck Area	538 sqft
Patio Area	538 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	128064
Street Address	115 FALLS CT
City	HIGHLANDS
State	NC
Zip	28741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 217 CULLASAJA CLUB
Legal Subdivision	CULLASAJA CLUB
Legal Lot Number	217
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1029
Census Tract	970502

Owner

115 Falls Ct is owned by an individual who bought it in September 2012.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	111 LENOY LPLACE, MARTINEZ, GA 30907
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2012 · Amount on File
Deed Sale	Sep 28, 2012 · Amount on File
Prior Sale	Mar 23, 2012 · Amount on File
Deed Document Number	20126686
Deed Book / Page	35 / 2178
Prior Transfer Date	Mar 22, 2012
Prior Transfer Doc	00034/0304
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	115 FALLS CT, HIGHLANDS, NC 28741
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 FALLS CT W, HIGHLANDS, NC 28741-6310

Mortgage

Document Number	00F44/1831
Date	Feb 16, 2026
Book Page	F-44/1831
Instrument	2026000934

Lender

Name	REGIONS BANK
Type	Bank
Address	2050 PARKWAY OFFICE CIR, HOOVER, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Interest

Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	115 FALLS CT, HIGHLANDS, NC 28741-7295
Transaction Type	Mortgage
Record Updated	Nov 8, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00T40/1785
Date	Mar 30, 2021
Book Page	T-40/1785
Instrument	2021002985

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 115 Falls Ct was $8,327, up 3.5% from the year before.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,327.00 (+3.51%)	$2,741,340 (-) Land $250,000 Building $2,491,340	$2,741,340 (-) Land $250,000 Building $2,491,340
2025	$8,045.00	$2,741,340 Land $250,000 Building $2,491,340	$2,741,340 Land $250,000 Building $2,491,340
2023	$8,033.00	$2,741,340 Land $250,000 Building $2,491,340	$2,741,340 Land $250,000 Building $2,491,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Falls Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2013–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Falls Ct is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BalsamWest FiberNET Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: Vyve Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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