115 Evergreen Way, Everson, WA 98247 Property Records

Whatcom County property record for 115 Evergreen Way, Everson, WA 98247

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1994
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$287,000 (Mar 2017)
Tax Bill	$4,395 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2023 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`400430-309144-0000`

Property Details

APN / Parcel Number

Primary APN	`400430-309144-0000`
Alternative APNs	`139510` `539373`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,632 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	1,632 sqft
Flooring	Carpet

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Concrete/Masonry Porch
Porch Area	72 sqft
Deck Area	240 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	139510
Street Address	115 EVERGREEN WAY
City	EVERSON
State	WA
Zip	98247-8224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	WASHINGTON PARK DIV 2 LOT 14
Legal Range	04
Legal Township	40
Legal Section	30
Legal Subdivision	WASHINGTON PARK DIV 2
Legal Block	2
Legal Lot Number	14
Jurisdiction	WHATCOM WA
Township / Civil Division	SUMAS
Census Block Group	2
Census Block	2021
Census Tract	10202

Owner

Source: Whatcom County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 EVERGREEN WAY, EVERSON, WA 98247-8224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Mar 15, 2023	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Apr 20, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Sep 15, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 3, 2017	Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2017 · Amount on Record
Deed Sale	Mar 3, 2017 · Amount on Record
Prior Sale	Sep 22, 2005 · Amount on Record
Deed Document Number	2017300378
Last Transfer Date	Mar 6, 2025
Transfer Doc	0000000810
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Recording Date	May 1, 2026
Property Address	115 EVERGREEN WAY, EVERSON, WA 98247-8224
Document Number	0000000013
Instrument Date	Apr 7, 2026
Instrument	202613
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 EVERGREEN WAY, EVERSON, WA 98247-8224

Mortgage

Document Number	0000000013,
Date	May 1, 2026
Instrument	202613

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Apr 1, 2066

Interest

Rate	6.11%
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	115 EVERGREEN WAY, EVERSON, WA 98247-8224
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 EVERGREEN WAY, EVERSON, WA 98247-8224

Mortgage

Document Number	0000300977
Date	Mar 15, 2023
Instrument	2023-0300977

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Apr 1, 2047

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	115 EVERGREEN WAY, EVERSON, WA 98247-8224
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000403572
Date	Apr 20, 2021
Instrument	2021-0403572

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Apr 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	115 EVERGREEN WAY, EVERSON, WA 98247-8224
Document Number	2201104962
Instrument Date	Sep 15, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 EVERGREEN WAY EVERSON WA 982478224, EVERSON, WA 98247-8224

Mortgage

Document Number	2201104962
Date	Nov 30, 2020
Instrument	1104962

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 3, 2017
Property Address	115 EVERGREEN WAY, EVERSON, WA 98247-8224
Document Number	2170300378
Instrument Date	Feb 22, 2017
Instrument	300378
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,113.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	155 EVERGREEN WAY EVERSON WA 98247, EVERSON, WA 98247

Mortgage

Document Number	2170300379
Date	Mar 3, 2017
Instrument	300379

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2047

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Everson City
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,395.00 (+26.58%)	$470,604 (+16.47%) Land $206,910 Building $263,694	$470,604 (+16.47%) Land $206,910 Building $263,694
2022		$404,061 Land $131,852 Building $272,209	$404,061 Land $131,852 Building $272,209
2021	$3,472.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 126 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	131 units insured incl. 5 condo units
Nearby Flood Claims	123 (2020–2025)
Claims Outside the SFHA	6 of 123
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 120 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EVERSON serves 3,893 people · EPA ID WA5324200
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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