115 Espana Way, Windsor, CA 95492 Property Records

Sonoma County property record for 115 Espana Way, Windsor, CA 95492

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,947 sqft · built 1989
Lot Size	0.158 acres (6,885 sqft)
Owner	Trust Name on File
Last Sale	$382,000 (Nov 2001)
Tax Bill	$6,792 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`162-031-040-000`

Property Details

APN / Parcel Number

Primary APN	`162-031-040-000`
Alternative APN	`162-031-040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,947 sqft Living Area
1st Floor Area	1,149 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,885 sqft (0.158 acres)
Garage Area	446 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	162-031-040
Street Address	115 ESPANA WAY
City	WINDSOR
State	CA
Zip	95492-8873
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYWI
Legal Description	91 FM 065-674-40 # CHG PER MD
Legal Subdivision	FOOTHILL OAKS UNIT #3
Legal Block	2
Legal Lot Number	15
Jurisdiction	SONOMA CA
Township / Civil Division	HEALDSBURG
Census Block Group	2
Census Block	2011
Census Tract	153807

Owner

115 Espana Way is owner-occupied and held in a trust since April 2004.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	Trust Name on File
Mailing Address	115 ESPANA WAY, WINDSOR, CA 95492-8873
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Dec 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2001 · Amount on File
Deed Sale	Nov 16, 2001 · Amount on File
Deed Document Number	2001157571
Last Transfer Date	Apr 19, 2004
Transfer Doc	0000057883
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	115 ESPANA WAY, WINDSOR, CA 95492-8873
Transaction Type	Mortgage
Record Updated	Jan 20, 2022
Title Company	FIRST AMERICAN TITLE COMPANY SYNRGO, FIRST AMER TTL CO SANTA ROSA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 ESPANA WAY, WINDSOR, CA 95492-8873

Mortgage

Document Number	0000000162
Date	Jan 3, 2022
Instrument	2022000162

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	SANTA ROSA, CA 95404

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	115 ESPANA WAY, WINDSOR, CA 95492-8873
Document Number	0000099423
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	TITLE CONNECT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	115 ESPANA WAY WINDSOR CA 954928873, WINDSOR, CA 95492-8873

Mortgage

Document Number	0000099423
Date	Dec 30, 2019
Instrument	99423

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 29, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 115 Espana Way was $6,792 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Windsor Town
Unified School District	Windsor Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$575,607 (+2%) Land $165,744 Building $409,863
2025	$6,792.00 Homeowner's exemption	$564,322 Land $162,495 Building $401,827
2023	$6,515.00 (+1.78%) Homeowner's exemption	$542,411 Land $156,186 Building $386,225
2022	$6,401.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 115 Espana Way in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1983–1997)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Espana Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 25,561 people · EPA ID CA4910017
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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