115 Emerald Ln, Greers Ferry (Higden), AR 72067 Property Records

Cleburne County property record for 115 Emerald Ln, Greers Ferry, AR 72067

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,365 sqft · built 2023
Lot Size	0.896 acres (39,066 sqft)
Owner	2 Individual Names on File
Last Sale	$17,500 (May 2018)
Tax Bill	$6,000 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2022 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`200-00222-137`

Property Details

APN / Parcel Number

Primary APN	`200-00222-137`
Alternative APN	`24153`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,365 sqft Living Area
1st Floor Area	2,622 sqft
Upper Floors Area	743 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	39,066 sqft (0.896 acres)
Garage Type	Attached
Garage Area	988 sqft
Driveway	Concrete Driveway
Driveway Area	1,400 sqft
Pool Area	544 sqft
Porch	Slab
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	115 EMERALD LN
City	HIGDEN
State	AR
Zip	72067-9240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT NUMBER THIRTY-SEVEN (37), THE LANDINGS AT EMERALD ISLE SUBDIVISION, CLEBURNE COUNTY, ARKANSAS, AS FILED SEPTEMBER 29, 200
Legal Range	11
Legal Township	11
Legal Section	33
Legal Subdivision	LANDING AT EMERALD ISLE
Legal Lot Number	37
Jurisdiction	CLEBURNE AR
Township / Civil Division	GILES
Census Block Group	2
Census Block	2022
Census Tract	480203

Owner

115 Emerald Ln is owned by two individuals who bought it in May 2018.

Source: Cleburne County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	99 E MAIN ST, GREENBRIER, AR 72058-9121
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Line of Credit FIRST NATURALSTATE BANK
Aug 15, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST NATURALSTATE BANK
Feb 13, 2024	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATURALSTATE BANK
Feb 6, 2024	Correction Deed · Commercial Mortgage FIRST NATURALSTATE BANK
Apr 26, 2021	Warranty Deed, Transfer · Commercial Mortgage BANK OF THE OZARKS
May 14, 2018	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2018 · Amount on File
Deed Sale	May 14, 2018 · Amount on File
Prior Sale	Jan 29, 2009 · Amount on File
Deed Document Number	20182498
Prior Transfer Date	Dec 16, 2014
Prior Transfer Doc	0201500264
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AR
Property Address	115 EMERALD LN, GREERS FERRY, AR 72067-9240
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202507169
Date	Dec 19, 2025
Instrument	202507169

Lender

Name	FIRST NATURALSTATE BANK
Type	Bank
Address	500 N 2ND ST, MCGEHEE, AR 71654

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Dec 17, 2028

Interest

Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AR
Property Address	115 EMERALD LN, GREERS FERRY, AR 72067-9240
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 EMERALD LN, GREERS FERRY, AR 72067-9240

Mortgage

Document Number	0202205755
Date	Aug 15, 2022
Instrument	202205755

Lender

Name	FIRST NATURALSTATE BANK
Type	Bank
Address	MC GEHEE, AR 71654

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	17 Months
Due	Jan 12, 2024

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AR
Property Address	115 EMERALD LN, GREERS FERRY, AR 72067-9240
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 EMERALD LN, GREERS FERRY, AR 72067-9240

Mortgage

Document Number	0202400720
Date	Feb 13, 2024
Instrument	202400720

Lender

Name	FIRST NATURALSTATE BANK
Type	Bank
Address	500 N 2ND ST, MCGEHEE, AR 71654

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	62 Months
Due	Apr 10, 2029

February 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	CLEBURNE AR
Recording Date	Feb 6, 2024
Property Address	115 EMERALD LN, GREERS FERRY, AR 72067-9240
Document Number	0202400596
Instrument Date	Feb 3, 2024
Instrument	202400596
Record Updated	Dec 4, 2025
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202400720
Date	Feb 6, 2024
Instrument	202400720

Lender

Name	FIRST NATURALSTATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	62 Months
Due	Apr 10, 2029

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEBURNE AR
Recording Date	Apr 26, 2021
Property Address	115 EMERALD LN, GREERS FERRY, AR 72067-9240
Document Number	0202102917
Instrument Date	Apr 23, 2021
Instrument	202102917
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	839 OAKRIDGE DR, AUSTIN, AR 72007-9371

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 HIGHWAY 60 E, BIGELOW, AR 72016-5055

Mortgage

Document Number	0202102918
Date	Apr 26, 2021
Instrument	202102918

Lender

Name	BANK OF THE OZARKS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 23, 2036

May 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLEBURNE AR
Recording Date	May 14, 2018
Property Address	115 EMERALD LN, GREERS FERRY, AR 72067-9240
Document Number	0201802498
Instrument Date	May 9, 2018
Instrument	201802498
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Amount	Amount on Record
Tax	$59.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 N SPRING ST, SEARCY, AR 72143-7703

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	839 OAKRIDGE DR, AUSTIN, AR 72007-9371

Tax Assessment & Valuation

The 2026 property tax bill for 115 Emerald Ln was $6,000, up 0.2% from the year before.

Source: Cleburne County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Cleburne County
Municipality	Greers Ferry City
Unified School District	West Side School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,000.00 (+0.23%)	$142,702 (-) Land $9,000 Building $133,702	$713,510 (-) Land $45,000 Building $668,510
2025	$5,986.00	$142,702 Land $9,000 Building $133,702	$713,510 Land $45,000 Building $668,510
2023	$262.00	$6,000 Land $6,000	$30,000 Land $30,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 Emerald Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Emerald Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 66% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMUNITY WATER SYSTEM serves 18,628 people · EPA ID AR0000101
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · Mar 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: TCW.

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