Madison County property record for 115 Emerald Dr, Harvest, AL 35749 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,044 sqft · built 1988 |
| Lot Size | 0.366 acres (15,943 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $128,900 (Oct 2013) |
| Tax Bill | $779 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-03-08-0-005-056.000 |
| Primary APN | 15-03-08-0-005-056.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,044 sqft Living Area |
| 1st Floor Area | 1,044 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Mixed |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,943 sqft (0.366 acres) |
| Lot Dimensions | 140 ft deep x 114 ft wide |
| Account Number | 368920 |
|---|---|
| Street Address | 115 EMERALD DR |
| City | HARVEST |
| State | AL |
| Zip | 35749-9213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLK 1 EMERALD MEADOWS PH 1 PB 18 PG 29 |
| Legal Range | 02W |
| Legal Township | 03S |
| Legal Section | 08 |
| Legal Subdivision | EMERALD MEADOWS PH 1 |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | HUNTSVILLE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10629 |
Source: Madison County records · APN 15-03-08-0-005-056.000
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 EMERALD DR, HARVEST, AL 35749-9213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2023 | Deed of Trust, Mortgage · Line of Credit REDSTONE FCU |
| Jan 09, 2020 | Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 01, 2013 · Amount on Record |
| Deed Sale | Oct 01, 2013 · Amount on Record |
| Prior Sale | Apr 10, 2012 · Amount on Record |
| Deed Document Number | 20131001000641040 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 115 EMERALD DR, HARVEST, AL 35749-9213 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000175785 |
|---|---|
| Date | Oct 26, 2023 |
| Book Page | MTG 2023/175785 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 115 EMERALD DR, HARVEST, AL 35749-9213 |
| Document Number | 0000003841 |
| Instrument Date | Jan 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 115 EMERALD DR HARVEST AL 357499213, HARVEST, AL 35749-9213 |
| Document Number | 0000003841 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 3841 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 14, 2040 |
Source: Madison County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $779.00 (+7.6%) Homeowner's exemption | $22,760 (+7.06%) Land $1,120 Building $21,640 | $227,500 (+7.06%) Land $11,100 Building $216,400 |
| 2023 | $724.00 (+13.3%) Homeowner's exemption | $21,260 (+12.37%) Land $1,120 Building $20,140 | $212,500 (+12.37%) Land $11,100 Building $201,400 |
| 2022 | $639.00 Homeowner's exemption | $18,920 Land $1,120 Building $17,800 | $189,100 Land $11,100 Building $178,000 |
Source: FEMA National Flood Hazard Layer, Madison County (01089C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010890106291, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 7 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force 6 of 7 on primary residences |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2015, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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