115 Eldredge Ave, Villas, NJ 08251 Property Records

Cape May County and Middle Township property record for 115 Eldredge Ave, Villas, NJ 08251

Property Summary

Property Type	Single Family Home
Details	1,296 sqft · built 2002
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$16,000 (Dec 2018)
Tax Bill	$4,314 (2024)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`06-00438-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`06-00438-0000-00004`
Alternative APNs	`060043800004` `00015399`

Interior

Stories	1 Story
Building Area	1,296 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Account Number	00015399
Street Address	115 ELDREDGE AVE
City	VILLAS
State	NJ
Zip	08251-3222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR
Legal Description	INCL BLK 438 LOTS 15 & 16
Legal Subdivision	WEST SHORE CONDO
Legal Block	438
Legal Lot Number	4
Jurisdiction	CAPE MAY NJ
Township / Civil Division	MIDDLE
Census Block Group	1
Census Block	1019
Census Tract	22101

Owner

Source: Cape May County and Middle Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 ELDREDGE AVE, VILLAS, NJ 08251-3222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2018 · Amount on Record
Deed Sale	Dec 5, 2018 · Amount on Record
Prior Sale	Jun 24, 2003 · Amount on Record
Deed Document Number	201876840
Deed Book / Page	3827 / 775
Prior Transfer Date	Apr 9, 2011
Prior Transfer Doc	0000000077
Record Updated	Oct 29, 2026

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Dec 5, 2018
Property Address	115 ELDREDGE AVE, VILLAS, NJ 08251-3222
Document Number	0038270775
Book / Page	003827 / 000775
Instrument Date	Nov 28, 2018
Instrument	76840
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	SHORE TITLE, SHORE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 ELDREDGE AVE DEL HAVEN NJ 082513222, DEL HAVEN, NJ 08251-3222

Mortgage

Document Number	60230632
Date	Dec 5, 2018
Book Page	006023/000632
Instrument	76842

Lender

Name	GMH MTG SVCS
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2048

Tax Assessment & Valuation

Source: Cape May County and Middle Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Middle Township
Unified School District	Middle Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,100 (-) Land $90,000 Building $104,100	$194,100 (-) Land $90,000 Building $104,100
2025		$194,100 (-) Land $90,000 Building $104,100	$194,100 (-) Land $90,000 Building $104,100
2024	$4,314.00 (+5.79%)
2023		$194,100 Land $90,000 Building $104,100	$194,100 Land $90,000 Building $104,100
2022	$4,078.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 200 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	200 in force
Nearby Flood Claims	57 (1979–2014)
Claims Outside the SFHA	1 of 57
Most Recent Claim	Sep 2014 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 29 claims Severe Storms And Flooding, Mar 2010 · 3 claims Severe Winter Coastal Storm, High Winds, Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 56% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - CAPE MAY COURT HOUSE private · serves 5,625 people · EPA ID NJ0506010
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880