115 Edgemere Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 115 Edgemere Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,644 sqft · built 1964
Lot Size	0.367 acres (15,995 sqft)
Owner	2 Individual Names on Record
Last Sale	$655,000 (May 2026)
Tax Bill	$3,772 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-412-10316703`

Property Details

APN / Parcel Number

Primary APN	`02-412-10316703`
Alternative APNs	`2-412-10316703` `41210316703`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,644 sqft Living Area
Gross Area	1,854 sqft
1st Floor Area	1,374 sqft
Basement Area	270 sqft
Finished Basement	270 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,995 sqft (0.367 acres)
Porch	Enclosed Porch
Porch Area	306 sqft
Deck Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	41210316703
Street Address	115 EDGEMERE DR
City	ANNAPOLIS
State	MD
Zip	21403-3942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 15 BK S SC 2 PL 2 HILLSMERE ESTATES
Legal Subdivision	HILLSMERE ESTATES
Legal Block	S
Legal Lot Number	15
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1000
Census Tract	702601

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 EDGEMERE DR, ANNAPOLIS, MD 21403-3942
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Deed Book / Page	42360 / 394
Record Updated	Oct 29, 2026

May 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 20, 2026
Property Address	115 EDGEMERE DR, ANNAPOLIS, MD 21403-3942
Document Number	4236000394
Book / Page	42360 / 394
Instrument Date	Apr 17, 2026
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	EAGLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$661,550.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	115 EDGEMERE DR, ANNAPOLIS, MD 21403-3942

Mortgage

Document Number	4236000402,
Date	May 20, 2026
Book Page	42360/402

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$475,400 (+5.76%) Land $255,900 Building $219,500	$475,400 (-) Land $255,900 Building $219,500
2025	$3,772.00 (+3.29%) Homeowner's exemption	$449,500 (+13.02%)	$475,400 (+19.54%) Land $255,900 Building $219,500
2024	$3,652.00 (+29.64%)
2023	$2,817.00 Homeowner's exemption	$397,700 Land $255,900 Building $141,800	$397,700 Land $255,900 Building $141,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1979–2014)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Aug 2014 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20