Cleveland County property record for 115 Earney Rd, Kings Mountain, NC 28086
| Property Type | Single Family Home |
|---|---|
| Details | 1,528 sqft · built 2017 |
| Lot Size | 0.682 acres (29,708 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Oct 2017) |
| Tax Bill | $1,764 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Oct 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 50902 |
| Primary APN | 50902 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,528 sqft Finished Area |
| Upper Floors Area | 764 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 29,708 sqft (0.682 acres) |
| Porch | Slab |
| Porch Area | 200 sqft |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1369298 |
|---|---|
| Street Address | 115 EARNEY RD |
| City | KINGS MOUNTAIN |
| State | NC |
| Zip | 28086-8236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | #10PB19-200LAIL CARPENTER SD |
| Legal Subdivision | LAIL CARPENTER |
| Legal Block | 1 |
| Legal Lot Number | 69 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 950601 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 EARNEY RD, KINGS MOUNTAIN, NC 28086-8236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORPORATION |
| Oct 6, 2017 | Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Mar 14, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2017 · Amount on Record |
| Deed Sale | Oct 6, 2017 · Amount on Record |
| Prior Sale | Jan 30, 2007 · Amount on Record |
| Deed Document Number | 20175582 |
| Deed Book / Page | 1752 / 1075 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Aug 18, 2026 |
| Property Address | 115 EARNEY RD, KINGS MOUNTAIN, NC 28086-8236 |
| Document Number | 0200132474 |
| Book / Page | 1982 / 590 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 2026200132474 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | 2020 TITLE LLC, 2020 TITLE |
| Name | Verified Name |
|---|---|
| Address | 115 EARNEY RD, KINGS MOUNTAIN, NC 28086-8236 |
| Document Number | 0200132474, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 1982/590 |
| Instrument | 2026200132474 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Oct 6, 2017 |
| Property Address | 115 EARNEY RD, KINGS MOUNTAIN, NC 28086-8236 |
| Document Number | 0017521075 |
| Book / Page | 001752 / 001075 |
| Instrument Date | Oct 6, 2017 |
| Instrument | 5582 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $330.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 EAMEY RD KINGS MOUNTAIN NC 28086, KINGS MOUNTAIN, NC 28086 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Mar 14, 2017 |
| Property Address | 115 EARNEY RD, KINGS MOUNTAIN, NC 28086-8236 |
| Document Number | 0017381053 |
| Book / Page | 001738 / 001053 |
| Instrument Date | Mar 14, 2017 |
| Instrument | 2652 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $24.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1459 N ASPEN ST LINCOLNTON NC 280927267, LINCOLNTON, NC 28092-7267 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,764.00 (+4.19%) | $266,622 (-) Land $18,414 Building $248,208 | $266,622 (-) Land $18,414 Building $248,208 |
| 2025 | $1,693.00 | $266,622 (+48.97%) Land $18,414 Building $248,208 | $266,622 (+48.97%) Land $18,414 Building $248,208 |
| 2023 | $178,973 Land $18,414 Building $160,559 | $178,973 Land $18,414 Building $160,559 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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