Miami County property record for 115 E Wright St, Covington, OH 45318 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1920 |
| Square Footage | 1,668 sqft Living Area |
| Lot Size | 5,227 sqft (0.119 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $150,000 (2024) |
| Tax Bill | $1,745.00 (2025) |
| Primary APN | H19-003000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,668 sqft Living Area |
| 1st Floor | 964 sqft 1st Floor |
| 2nd Floor | 704 sqft 2nd Floor |
| Upper Floors | 704 sqft Upper Floors |
| Basement Area | 964 sqft Basement |
| Family Room | Family Room |
| Stories | 2 Stories |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 5,227 sqft (0.119 acres) |
| Depth X Width | 101 ft x 53 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 528 sqft Garage |
| Porch | Enclosed Porch |
| Porch Area | 288 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | H19NH015 00600 |
|---|---|
| Street Address | 115 E WRIGHT ST |
| City | COVINGTON |
| State | OH |
| Zip | 45318-1653 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | IN LOT 187 53X84.5 & IL 662 53X17 W END |
| Legal Lot Number | 187 421 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | NEWBERRY |
| Census Blockgroup | 2 |
| Census Block | 2021 |
| Census Tract | 325000 |
Source: Miami County records · APN H19-003000
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 E WRIGHT ST, COVINGTON, OH 45318-1653 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 30, 2024 | Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC |
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Nov 13, 2018 | Warranty Deed, Transfer DAS ACQUISITION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 30, 2024 · Amount on Record |
| Deed Sale | Jan 30, 2024 · Amount on Record |
| Prior Sale | Nov 13, 2018 · Amount on Record |
| Deed Doc Number | 147 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jan 30, 2024 |
| Property Address | 115 E WRIGHT ST, COVINGTON, OH 45318-1653 |
| Document Number | 0000000916 |
| Instrument Date | Jan 24, 2024 |
| Instrument | 2024OR-00916 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 E WRIGHT ST, COVINGTON, OH 45318-1653 |
| Document Number | 0000000917 |
|---|---|
| Date | Jan 30, 2024 |
| Instrument | 2024OR-00917 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | Annually |
| Min Rate At Change | 4.62% |
| Max Rate At Change | 8.62% |
| Index | 1-Year CMT |
| Max Rate | 11.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 115 E WRIGHT ST, COVINGTON, OH 45318-1653 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000002681 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2021OR-02681 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Nov 13, 2018 |
| Property Address | 115 E WRIGHT ST, COVINGTON, OH 45318-1653 |
| Document Number | 0000014010 |
| Instrument Date | Oct 30, 2018 |
| Instrument | 14010 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 115 E WRIGHT ST COVINGTON OH 453181653, COVINGTON, OH 45318-1653 |
| Document Number | 14011 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 14011 |
| Name | DAS ACQUISITION |
|---|---|
| Address | LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 12, 2048 |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Municipality | Covington Village |
| Unified School District | Covington Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,745.00 (+10.51%) Homeowner's exemption | $53,480 (+26.79%) Land $8,120 Building $45,360 | $152,800 (+26.8%) Land $23,200 Building $129,600 |
| 2024 | $1,579.00 (+3.81%) Homeowner's exemption | $42,180 (-) Land $8,790 Building $33,390 | |
| 2023 | $1,521.00 (-3.43%) Homeowner's exemption | $42,180 (-) Land $8,790 Building $33,390 | $120,500 (-) Land $25,100 Building $95,400 |
| 2022 | $1,575.00 Homeowner's exemption | $42,180 Land $8,790 Building $33,390 | $120,500 Land $25,100 Building $95,400 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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