115 E Water St, Litchfield, IL 62056 Property Records

Montgomery County property record for 115 E Water St, Litchfield, IL 62056

Property Summary

Property Type	Single Family Home
Lot Size	0.12 acres (5,267 sqft)
Owner	Individual Name on File
Last Sale	$39,500 (Oct 2020)
Tax Bill	$410 (2025)
Deeds & Mortgages	Oct 2020 Sale
APN	`15-04-183-018`

Property Details

APN / Parcel Number

Primary APN	`15-04-183-018`
Alternative APN	`16-001-721-00`

Exterior

Lot Area	5,267 sqft (0.12 acres)

Location & Zoning

Street Address	115 E WATER ST
City	LITCHFIELD
State	IL
Zip	62056-2497
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 10 & PT LOT 9 BLK H MC WILLIAM SUB PT W 1/2 BLK H BERRY ADD 8-5-1721 S T00 R
Legal Subdivision	K H MC WILLIAM SUB
Legal Block	H
Legal Lot Number	9,10
Jurisdiction	MONTGOMERY IL
Township / Civil Division	SOUTH LITCHFIELD
Census Block Group	2
Census Block	2022
Census Tract	957800

Owner

115 E Water St is owned and occupied by an individual who bought it in October 2020.

Source: Montgomery County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	115 E WATER ST, LITCHFIELD, IL 62056-2497
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2020 · Amount on File
Deed Sale	Oct 5, 2020 · Amount on File
Prior Sale	Oct 4, 2010 · Amount on File
Deed Document Number	20203627
Deed Book / Page	1734 / 445
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IL
Recording Date	Oct 5, 2020
Property Address	115 E WATER ST, LITCHFIELD, IL 62056-2497
Document Number	001734/445
Book / Page	1734 / 445
Instrument Date	Oct 2, 2020
Instrument	202003627
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount on Record
Tax	$59.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 E WATER ST, LITCHFIELD, IL 62056-2497

Tax Assessment & Valuation

The 2025 property tax bill for 115 E Water St was $410 with a homeowner's exemption.

Source: Montgomery County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Montgomery County
County Subdivision	South Litchfield Township
Municipality	Litchfield City
Unified School District	Litchfield Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$410.00	$10,670 Land $1,960 Building $8,710	$32,010 Land $5,880 Building $26,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 115 E Water St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 E Water St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LITCHFIELD serves 6,648 people · EPA ID IL1350400
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Computer Techniques Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	800 / 400
Fidium Fiber DSL · Fiber in parts of the area	500 / 75
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20