Cecil County property record for 115 E Wallace Ave, North East, MD 21901
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,170 sqft · built 1948 |
| Lot Size | 0.183 acres (7,971 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Jun 2005) |
| Tax Bill | $2,710 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-004926 |
| Primary APN | 05-004926 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,170 sqft Total Area |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 7,971 sqft (0.183 acres) |
| Porch | Slab |
| Porch Area | 91 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 004926 |
|---|---|
| Street Address | 115 E WALLACE AVE |
| City | NORTH EAST |
| State | MD |
| Zip | 21901-4042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 15 - .183 ACRE 115 WALLACE AVENUE NORTH EAST |
| Legal Subdivision | SADOWSKY JACOB LTS |
| Legal Lot Number | 15 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 5, NORTH EAST |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 30903 |
115 E Wallace Ave is owned and occupied by an individual who bought it in June 2005.
Source: Cecil County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 E WALLACE AVE, NORTH EAST, MD 21901-4042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Dec 30, 2021 | Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2005 · Amount on File |
| Deed Sale | Jun 23, 2005 · Amount on File |
| Prior Sale | Jun 23, 2005 · Amount on File |
| Deed Book / Page | 1922 / 130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 115 E WALLACE AVE, NORTH EAST, MD 21901-4042 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0045760224 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 4576/224 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | SOUTH PORTLAND, ME 04106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Dec 30, 2021 |
| Property Address | 115 E WALLACE AVE, NORTH EAST, MD 21901-4042 |
| Document Number | 0050710305 |
| Book / Page | 5071 / 305 |
| Map Reference | MB 01 FO 65 |
| Instrument Date | Dec 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | KIRSH TITLE SERVICES, KIRSH TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 115 E WALLACE AVE, NORTH EAST, MD 21901-4042 |
| Document Number | 0005071311 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 5071/311 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2026 property tax bill for 115 E Wallace Ave was $2,710 with a homeowner's exemption, up 3.2% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Municipality | North East Town |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,710.00 (+3.2%) Homeowner's exemption | $154,600 (+4.77%) Land $47,400 Building $107,200 | $154,600 (-) Land $47,400 Building $107,200 |
| 2025 | $2,626.00 Homeowner's exemption | $147,567 | $154,600 Land $47,400 Building $107,200 |
| 2023 | $1,724.00 | $133,500 Land $47,400 Building $86,100 | $133,500 Land $47,400 Building $86,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 E Wallace Ave in Zone X, an area of minimal flood risk, though there have been 62 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 62 (1978–2024) |
| Claims Outside the SFHA | 18 of 62 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 E Wallace Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF NORTH EAST serves 8,600 people · EPA ID MD0070016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2026 Total trihalomethanes resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2025 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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