115 E State St, Reading, MI 49274 Property Records

Hillsdale County property record for 115 E State St, Reading, MI 49274 · Last verified August 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Square Footage636 sqft Living Area
Lot Size8,931 sqft (0.205 acres)
Garage308 sqft
OccupancyOwner Occupied
Last Sale$80,000 (2019)
Tax Bill$891.00 (2021)

Property Details

APN / Parcel Number

Primary APN20-110-002-063-23-7-4

Interior

Bedrooms3 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Building Area636 sqft Living Area
Gross Area801 sqft Gross Area
Stories1 Stories

Exterior

Architectural StyleRanch Style
Exterior MaterialWood Siding Exterior
Lot Area8,931 sqft (0.205 acres)
Parking Spaces1 Parking Spaces
Garage Area308 sqft Garage

Utilities and HVAC

Heating SystemForced Air Heating

Location & Zoning

Street Address115 E STATE ST
CityREADING
StateMI
Zip49274-9253
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOM 354.75 FT N & 264 FT E OF SW COR SEC TH S 165 FT TH W 66 FT TH N 165 FT TH E 66 FT TO POB EXC S 30 FT THEREOF TIFA UNPLAT
JurisdictionHILLSDALE MI
Minor Civil DivisionREADING
Census Blockgroup5
Census Block5019
Census Tract50400

Owner

Source: Hillsdale County records · APN 20-110-002-063-23-7-4

Assessment roll updated March 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address115 E STATE ST, READING, MI 49274-9253
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2019Warranty Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB
Jun 11, 2018Warranty Deed, Transfer
MIDSTATE TITLE AGENCY LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 21, 2019 · Amount on Record
Deed SaleNov 21, 2019 · Amount on Record
Prior SaleJun 11, 2018 · Amount on Record
Deed Doc Number0017420807
Deed Book / Page1742 / 0807
Record RefreshedJun 07, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSDALE MI
Recording DateNov 21, 2019
Property Address115 E STATE ST, READING, MI 49274-9253
Document Number01742/0807
Book / Page1742 / 0807
Instrument DateNov 20, 2019
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyPUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$688.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address115 E STATE ST, 115, READING, MI 49274-9253

Transferred To (Grantee/Buyer)

NameVerified Name
Address3944 CAMBRIA RD, HILLSDALE, MI 49242-8605
InvestorPossibly a Property Investor

Mortgage

Document Number0001742808
DateNov 21, 2019
Instrument1742/808
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSDALE MI
Recording DateJun 11, 2018
Property Address115 E STATE ST, READING, MI 49274-9253
Document Number01693/0359
Book / Page1693 / 0359
Instrument DateJun 08, 2018
Transaction TypeTransfer
Record UpdatedJun 06, 2023
Title CompanyMIDSTATE TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$25.80
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address323 RIDGE ST, 323, READING, MI 49274-9595

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address316 HILL ST, READING, MI 49274-9708

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated March 1, 2023 · Last verified August 2023

Property Jurisdictions

TypeName
StateMichigan
CountyHillsdale County
MunicipalityReading City
Unified School DistrictReading Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2023$32,200$64,410 Land $7,647 Building $56,763
2021$891.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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