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115 E St, Oakland, MD 21550 Property Records

Garrett County property record for 115 E St, Oakland, MD 21550 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,416 sqft · built 1905
Lot Size0.413 acres (18,000 sqft)
Owner2 Company Names on File
Last Sale$209,000 (Dec 2020)
Tax Bill$3,087 (2025)
Deeds & MortgagesApr 2024 Sale
Jan 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN16-009881

Property Details

APN / Parcel Number

Primary APN16-009881
Alternative APN
  • 009881

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,416 sqft Total Area
AtticAttic
Attic Area280 sqft

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area18,000 sqft (0.413 acres)
PorchSlab
Porch Area290 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number009881
Street Address115 E ST
CityOAKLAND
StateMD
Zip21550-3515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 133 134 & 137 115 E ST MT LAKE PARK
Legal SubdivisionMOUNTAIN LAKE PAK
Legal Lot Number133,137
JurisdictionGARRETT MD
Township / Civil Division16, MOUNTAIN LAKE PARK
Census Block Group4
Census Block4083
Census Tract700

Owner

Source: Garrett County records · APN 16-009881

Assessment roll updated August 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address707 CLOUDYFOLD DR, PIKESVILLE, MD 21208-4608
Owner TypeCompany
VestingTrust, Irrevocable Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2024Deed, Transfer
Jan 29, 2018Deed of Trust, Mortgage · Line of Credit
CLEAR MOUNTAIN BANK
Dec 04, 2020Grant Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 04, 2020 · Amount on Record
Deed SaleDec 04, 2020 · Amount on Record
Prior SaleNov 03, 2015 · Amount on Record
Deed Book / Page2263 / 398
Last Transfer DateApr 23, 2024
Transfer Doc0025490034
Record UpdatedJun 08, 2026

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionGARRETT MD
Recording DateApr 26, 2024
Property Address115 E ST, OAKLAND, MD 21550-3515
Document Number0025490034
Book / Page2549 / 34
Map ReferenceMB 1 FO 21
Instrument DateApr 23, 2024
Transaction TypeTransfer
Record UpdatedMay 20, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address707 CLOUDYFOLD DR, PIKESVILLE, MD 21208-4608

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARRETT MD
Property Address115 E ST, OAKLAND, MD 21550-3515
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020550184
DateJan 29, 2018
Book Page2055/0184
Instrument2055-0184
Lender
NameCLEAR MOUNTAIN BANK
TypeBank
AddressOAKLAND, MD 21550
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 01, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGARRETT MD
Recording DateDec 04, 2020
Property Address115 E ST, OAKLAND, MD 21550-3515
Document Number0022630398
Book / Page002263 / 000398
Instrument DateOct 29, 2020
Transaction TypeTransfer
Record UpdatedJan 15, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$209.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 E ST OAKLAND MD 215503515, OAKLAND, MD 21550-3515

Tax Assessment & Valuation

Source: Garrett County records · Assessment roll updated August 12, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyGarrett County
MunicipalityMountain Lake Park Town
Unified School DistrictGarrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,087.00 (+10.84%)$204,800 (+15.58%) Land $20,600 Building $184,200$204,800 (-) Land $20,600 Building $184,200
2023$2,785.00$177,200$204,800 Land $20,600 Building $184,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Garrett County (24023C), updated February 1, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240230007004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Mountain Lake Park Historic District
listed 1983 · 145 contributing resources · NRIS 83002948

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Shenandoah Telecommunications CompanyCable1,000 / 50
Declaration Networks GroupFixed Wireless (licensed-by-rule)300 / 40
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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