115 E St, Clarksville, TN 37042 Property Records

Montgomery County property record for 115 E St, Clarksville, TN 37042

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,146 sqft · built 1991
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Sep 2025)
Tax Bill	$1,470 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55H F 4.08`

Property Details

APN / Parcel Number

Primary APN	`55H F 4.08`
Alternative APNs	`055H F 00408 000` `35116`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,146 sqft Living Area
Gross Area	1,192 sqft
1st Floor Area	1,140 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Terrain	Rolling
Driveway	Driveway
Driveway Area	860 sqft

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	115 E ST
City	CLARKSVILLE
State	TN
Zip	37042-4361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	P/U DRWY T-01
Legal Subdivision	TENNESSEE ODD FELLOWS HOME
Jurisdiction	MONTGOMERY TN
Township / Civil Division	13
Census Block Group	2
Census Block	2004
Census Tract	100900

Owner

Source: Montgomery County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 E ST, CLARKSVILLE, TN 37042-4361
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2025 · Amount on Record
Deed Sale	Sep 4, 2025 · Amount on Record
Prior Sale	May 8, 2025 · Amount on Record
Deed Document Number	20251514166
Deed Book / Page	2455 / 1110
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Sep 4, 2025
Property Address	115 E ST, CLARKSVILLE, TN 37042-4361
Document Number	02455/1110
Book / Page	2455 / 1110
Map Reference	MB 2 PG 97 PL 97
Instrument Date	Sep 2, 2025
Instrument	1514166
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 24, 2025
Title Company	WAGON WHEEL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$832.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 E ST, CLARKSVILLE, TN 37042-4361

Mortgage

Document Number	02455/1113
Date	Sep 4, 2025
Book Page	2455/1113
Instrument	1514167

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Municipality	Clarksville City
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,470.00 (+1.38%)	$56,800 (+16.75%)	$227,200 (+16.75%) Land $44,000 Building $183,200
2024	$1,450.00 (+35.9%)	$48,650 (+92.48%)	$194,600 (+92.48%) Land $44,000 Building $150,600
2023	$1,067.00	$25,275 (-)
2022	$1,067.00	$25,275	$101,100 Land $11,200 Building $89,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2010–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARKSVILLE WATER DEPARTMENT serves 251,864 people · EPA ID TN0000116
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CDE Lightband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20