115 E Smith St, Oxford, IN 47971 Property Records

Benton County property record for 115 E Smith St, Oxford, IN 47971

Property Summary

Property Type	Apartments (5+ Units)
Details	2,967 sqft · built 1890
Lot Size	0.023 acres (1,000 sqft)
Owner	Company Name on Record
Last Sale	$148,960 (Oct 2025)
Tax Bill	$1,671 (2025)
Deeds & Mortgages	Oct 2025 Foreclosure Feb 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011-80180-00`

Property Details

APN / Parcel Number

Primary APN	`011-80180-00`
Alternative APNs	`04-12-18-444-061.000-011` `00000991528`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Units	2 Units
Stories	3 Stories
Building Area	2,967 sqft Total Area
1st Floor Area	2,964 sqft
Basement Area	988 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1938
Construction Type	Wood
Lot Area	1,000 sqft (0.023 acres)
Lot Dimensions	50 ft deep x 20 ft wide

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000991528
Street Address	115 E SMITH ST
City	OXFORD
State	IN
Zip	47971
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	OP S 50' LOT 5 BLK 2 (S 50' OF E 1/3 OF LOT 5) 20X50
Legal Subdivision	ORIGINAL PLAT OF THE TOWN OF OXFORD
Legal Block	2
Legal Lot Number	5
Jurisdiction	BENTON IN
Township / Civil Division	OAK GROVE
Census Block Group	2
Census Block	2055
Census Tract	100100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oxford Town Square Historic District listed 2026 · 26 contributing resources · NRIS 100012494

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Benton County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	103 WARREN ST, TUNKHANNOCK, PA 18657-1330
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Trustee's Deed, Foreclosure · Conventional Mortgage A & D MORTGAGE LLC
Feb 23, 2024	Warranty Deed, Transfer
Feb 23, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2025 · Amount on Record
Deed Sale	Oct 9, 2025 · Amount on Record
Prior Sale	Feb 23, 2024
Deed Document Number	20251568
Record Updated	Oct 29, 2026

October 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BENTON IN
Recording Date	Oct 9, 2025
Property Address	115 E SMITH ST, OXFORD, IN 47971
Document Number	2025001568
Instrument Date	Sep 29, 2025
Instrument	2025001568
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 WARREN ST, TUNKHANNOCK, PA 18657-1330

Mortgage

Document Number	2025001569
Date	Oct 9, 2025
Instrument	2025001569

Lender

Name	A & D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IN
Recording Date	Feb 23, 2024
Property Address	115 E SMITH ST, OXFORD, IN 47971
Document Number	2024000255
Instrument Date	Feb 21, 2024
Instrument	2024000255
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16614 W STATE ROAD 114, FRANCESVILLE, IN 47946-8033

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IN
Recording Date	Feb 23, 2024
Property Address	115 E SMITH ST, OXFORD, IN 47971
Document Number	2024000255
Instrument Date	Feb 21, 2024
Instrument	2024000255
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16614 W STATE ROAD 114, FRANCESVILLE, IN 47946-8033

Tax Assessment & Valuation

Source: Benton County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Benton County
County Subdivision	Oak Grove Township
Municipality	Oxford Town
Unified School District	Benton Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,671.00 (+21.26%)	$75,000 (+23.76%) Land $2,700 Building $72,300	$75,000 (+23.76%) Land $2,700 Building $72,300
2024	$1,378.00 (-1.71%)	$60,600 (-0.98%) Land $2,700 Building $57,900	$60,600 (-0.98%) Land $2,700 Building $57,900
2023	$1,402.00 (-60.84%)	$61,200 (+1.16%) Land $2,700 Building $58,500	$61,200 (+1.16%) Land $2,700 Building $58,500
2022	$3,580.00	$60,500 Land $2,700 Building $57,800	$60,500 Land $2,700 Building $57,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXFORD WATER UTILITY serves 1,200 people · EPA ID IN5204005
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mainstream Fiber Networks Fiber	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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