115 E Smith St, Bridgeport, WV 26330 Property Records

Harrison County property record for 115 E Smith St, Bridgeport, WV 26330

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1951
Lot Size	0.16 acres (7,013 sqft)
Owner	Individual on Record
Last Sale	$170,000 (Mar 2023)
Tax Bill	$1,128 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-2405-0198.0000`

Property Details

APN / Parcel Number

Primary APN	`16-2405-0198.0000`
Alternative APNs	`17-16-2405-0198.0000` `06324284`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1951
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,013 sqft (0.16 acres)
Lot Dimensions	111 ft deep x 58 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06324284
Street Address	115 E SMITH ST
City	BRIDGEPORT
State	WV
Zip	26330-1554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 LOT #2 JESSIE B SMITH S-D
Legal Subdivision	JESSIE B SMITHS 01
Legal Lot Number	2
Jurisdiction	HARRISON WV
Township / Civil Division	EASTERN
Census Block Group	4
Census Block	4029
Census Tract	32103

Owner

Source: Harrison County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	115 E SMITH ST, BRIDGEPORT, WV 26330-1554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 13, 2017	Deed, Transfer · Conventional Mortgage POTOMAC MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2023 · Amount on Record
Deed Sale	Mar 28, 2023 · Amount on Record
Prior Sale	Mar 13, 2017 · Amount on Record
Deed Document Number	0001751235
Deed Book / Page	1751 / 235
Record Updated	Jun 8, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARRISON WV
Recording Date	Mar 28, 2023
Property Address	115 E SMITH ST, BRIDGEPORT, WV 26330-1554
Document Number	001751/235
Book / Page	1751 / 235
Map Reference	DB 689 PG 506
Instrument Date	Feb 23, 2023
Instrument	202300007494
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$935.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300007495
Date	Mar 28, 2023
Instrument	202300007495

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARRISON WV
Recording Date	Mar 13, 2017
Property Address	115 E SMITH ST, BRIDGEPORT, WV 26330-1554
Document Number	201700007777
Map Reference	DB 689 PG 506
Instrument Date	Mar 10, 2017
Instrument	201700007777
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007778
Date	Mar 13, 2017
Instrument	201700007778

Lender

Name	POTOMAC MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Harrison County
Municipality	Bridgeport City
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,128.00 (+10.91%)	$74,100 (+10.86%) Land $26,340 Building $47,760	$123,500 (+10.86%) Land $43,900 Building $79,600
2023	$1,017.00 (-0.39%)	$66,840 (+0.54%) Land $26,340 Building $40,500	$111,400 (+0.54%) Land $43,900 Building $67,500
2022	$1,021.00	$66,480 Land $26,340 Building $40,140	$110,800 Land $43,900 Building $66,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 10, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (2024–2026)
Most Recent Claim	Aug 2026 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRIDGEPORT serves 11,158 people · EPA ID WV3301703
Water Source	Purchased surface water from CLARKSBURG WATER BOARD
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Citynet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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