115 E Sandy Dr, Cissna Park, IL 60924 Property Records

Iroquois County property record for 115 E Sandy Dr, Cissna Park, IL 60924

Property Summary

Property TypeSingle Family Home
Lot Size0.289 acres (12,601 sqft)
OwnerIndividual Name on Record
Last Sale$233,500 (Jun 2019)
Tax Bill$6,848 (2025)
Deeds & MortgagesMay 2020 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31 25 226 012

Property Details

APN / Parcel Number

Primary APN31 25 226 012

Exterior

Lot Area12,601 sqft (0.289 acres)

Location & Zoning

Street Address115 E SANDY DR
CityCISSNA PARK
StateIL
Zip60924-8700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKELLART LAKE SD LT 4
Legal SubdivisionKELLART LAKE SD
Legal Lot Number4
JurisdictionIROQUOIS IL
Township / Civil DivisionASH GROVE
Census Block Group2
Census Block2008
Census Tract950800

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address115 E SANDY DR, CISSNA PARK, IL 60924-8700
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
FEDERATED BANK
Jun 26, 2019Warranty Deed, Transfer · FHA Mortgage
PNC BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2019 · Amount on Record
Deed SaleJun 26, 2019 · Amount on Record
Prior SaleJun 14, 2013 · Amount on Record
Deed Document Number20191828
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIROQUOIS IL
Property Address115 E SANDY DR, CISSNA PARK, IL 60924-8700
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20R1208
DateMay 1, 2020
Instrument20R1208
Lender
NameFEDERATED BANK
TypeBank
AddressONARGA, IL 60955
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIROQUOIS IL
Recording DateJun 26, 2019
Property Address115 E SANDY DR, CISSNA PARK, IL 60924-8700
Document Number19R1828
Map ReferenceMB I PG 5
Instrument DateMay 17, 2019
Instrument19R1828
Transaction TypeTransfer
Record UpdatedJul 13, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$350.25
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address115 E SANDY DR, 115, CISSNA PARK, IL 60924-8700

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 W CENTRAL ST, BUCKLEY, IL 60918-7014

Mortgage

Document Number19R1829
DateJun 26, 2019
Instrument19R1829
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049
Interest
Rate4%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyIroquois County
County SubdivisionAsh Grove Township
Unified School DistrictCissna Park Community Unit School District 6 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,848.00 (+24.55%)$100,110 (+22.41%) Land $12,410 Building $87,700$300,330 (+22.41%) Land $37,230 Building $263,100
2022$5,498.00 Homeowner's exemption$81,780 Land $9,550 Building $72,230$245,340 Land $28,650 Building $216,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims10 (1994–2021)
Most Recent ClaimOct 2021 · other causes
Claims by Event
  • Severe Storms And Flooding, Jan 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000

May also be available: Nextlink, Watch TV.

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