Steele County property record for 115 E Rice St, Owatonna, MN 55060
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 832 sqft · built 1880 |
| Lot Size | 0.212 acres (9,235 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,400 (Apr 2023) |
| Tax Bill | $2,446 (2026) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Aug 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-100-2304 |
| Primary APN | 17-100-2304 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 832 sqft Living Area |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,235 sqft (0.212 acres) |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 115 E RICE ST |
|---|---|
| City | OWATONNA |
| State | MN |
| Zip | 55060-3010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL TOWN BLK 23 LOT 3&W4' OF L4 115 E RICE ST ORIGINAL TOWN |
| Legal Section | TW |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 23 |
| Legal Lot Number | 3 |
| Jurisdiction | STEELE MN |
| Township / Civil Division | OWATONNA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 960600 |
115 E Rice St is owned and occupied by an individual who bought it in April 2023.
Source: Steele County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 E RICE ST, OWATONNA, MN 55060-3010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 25, 2023 | Warranty Deed, Transfer · Conventional Mortgage CROSS COUNTRY MORTGAGE |
| Aug 23, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 6, 2020 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Jul 6, 2020 | Warranty Deed, Transfer NORTH AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2023 · Amount on File |
| Deed Sale | Apr 27, 2023 · Amount on File |
| Prior Sale | Aug 16, 2022 · Amount on File |
| Deed Document Number | 20231529488 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | May 25, 2023 |
| Property Address | 115 E RICE ST, OWATONNA, MN 55060-3010 |
| Document Number | A000448199 |
| Instrument Date | Apr 25, 2023 |
| Instrument | A000448199 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2023 |
| Title Company | TRADEMARK TITLE SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $677.82 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 E RICE ST, OWATONNA, MN 55060-3010 |
| Document Number | A000448200 |
|---|---|
| Date | May 25, 2023 |
| Instrument | A000448200 |
| Name | CROSS COUNTRY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Aug 23, 2022 |
| Property Address | 115 E RICE ST, OWATONNA, MN 55060-3010 |
| Document Number | A000444270 |
| Instrument Date | Aug 16, 2022 |
| Instrument | A000444270 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $643.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 115 E RICE ST, OWATONNA, MN 55060-3010 |
| Document Number | A000444273 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | A000444273 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Jul 6, 2020 |
| Property Address | 115 E RICE ST, OWATONNA, MN 55060-3010 |
| Document Number | A000430048 |
| Instrument Date | Jul 2, 2020 |
| Instrument | A000430048 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $359.70 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8370 SW 168TH ST, ELLENDALE, MN 56026-3041 |
| Document Number | A000430049 |
|---|---|
| Date | Jul 6, 2020 |
| Instrument | A000430049 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Jul 6, 2020 |
| Property Address | 115 E RICE ST, OWATONNA, MN 55060-3010 |
| Document Number | A000430048 |
| Instrument Date | Jul 2, 2020 |
| Instrument | A000430048 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $359.70 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8370 SW 168TH ST, ELLENDALE, MN 56026-3041 |
The 2026 property tax bill for 115 E Rice St was $2,446 with a homeowner's exemption.
Source: Steele County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Steele County |
| Municipality | Owatonna City |
| Unified School District | Owatonna Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,446.00 Homeowner's exemption | $202,200 (+8.83%) Land $35,700 Building $166,500 | $202,200 (+8.83%) Land $35,700 Building $166,500 |
| 2025 | $185,800 Land $34,300 Building $151,500 | $185,800 Land $34,300 Building $151,500 | |
| 2023 | $1,904.00 Homeowner's exemption | $164,500 Land $26,800 Building $137,700 | $164,500 Land $26,800 Building $137,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 E Rice St in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 23 (1979–2024) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Jun 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 115 E Rice St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Owatonna serves 26,430 people · EPA ID MN1740007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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