115 E Pine Hollow Trl, Unit 106, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 115 E Pine Hollow Trl, Unit 106, Saint Augustine, FL 32086

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,407 sqft · built 2007
Owner2 Individual Names on Record
Last Sale$280,000 (Mar 2026)
Tax Bill$1,355 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Mar 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN183119-0106

Property Details

APN / Parcel Number

Primary APN183119-0106

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units9 Units
Building Area1,407 sqft Living Area
1st Floor Area1,407 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007

Location & Zoning

Street Address115 E PINE HOLLOW TRL, 106
CitySAINT AUGUSTINE
StateFL
Zip32086-7629
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Description(OR3001/682) COTTAGES AT WINDING CREEK CONDO PH 1 UNIT 106 OR3130/1518 & 4924/1326
Legal Range30E
Legal Township08S
Legal Section30
Legal SubdivisionCOTTAGES AT WINDING CREEK
Legal Phase1
Legal Block1
Legal Lot Number106
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group2
Census Block2012
Census Tract21208

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address115 E PINE HOLLOW TRL, 106, SAINT AUGUSTINE, FL 32086-7629
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2023Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Mar 10, 2026Deed, Transfer · Conventional Mortgage
PLAZA HOME MORTGAGE INC
Apr 16, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 2026 · Amount on Record
Deed SaleMar 10, 2026 · Amount on Record
Prior SaleMar 31, 2009 · Amount on Record
Deed Document Number202620530
Deed Book / Page6320 / 1862
Prior Transfer DateMar 10, 2020
Prior Transfer Doc0049241326
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address115 E PINE HOLLOW TRL UNIT 106, 106, SAINT AUGUSTINE, FL 32086-7629
Transaction TypeMortgage
Record UpdatedMar 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 E PINE HOLLOW TRL 106, 106, SAINT AUGUSTINE, FL 32086-7629

Mortgage

Document Number0057160959
DateMar 1, 2023
Book Page5716/959
Instrument2023015610
Lender
NameTRUIST BANK
TypeBank
AddressSAINT AUGUSTINE, FL 32086
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueFeb 17, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2026: Deed, Transfer

Document TypeDeed
JurisdictionST JOHNS FL
Recording DateMar 10, 2026
Property Address115 E PINE HOLLOW TRL UNIT 106, 106, SAINT AUGUSTINE, FL 32086-7629
Document Number0063201862
Book / Page6320 / 1862
Map ReferenceVOL 3001 PG 682
Instrument DateFeb 25, 2026
Instrument2026020530
Transaction TypeTransfer
Record UpdatedMar 19, 2026
Title CompanyTITLE OF AMERICA LLC, TITLETOWN OF AMERICA LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address145 ASHTON OAKS DR, ST AUGUSTINE, FL 32092-0830

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 E PINE HOLLOW TRL UNIT 106, 106, ST AUGUSTINE, FL 32086-7629

Mortgage

Document Number0063201864
DateMar 10, 2026
Instrument6320/1864
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateApr 16, 2020
Property Address115 E PINE HOLLOW TRL UNIT 106, 106, SAINT AUGUSTINE, FL 32086-7629
Document Number0049241326
Book / Page004924 / 001326
Instrument DateMar 10, 2020
Instrument29859
Transaction TypeTransfer
Record UpdatedJun 23, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address115 E PINE HOLLOW TRL #106 ST AUGUSTINE FL 320867629, 106, ST AUGUSTINE, FL 32086-7629

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$117,660 (+2.7%) Building $117,660$262,000 (-) Building $262,000
2025$1,355.00 (+17.32%) Homeowner's exemption$114,567 (+5.99%)$262,000 (+9.19%)
2024$1,155.00 (+2.58%)
2023$1,126.00 (+4.65%) Homeowner's exemption$108,095 (+3%)$239,940 (+23.05%)
2022$1,076.00 Homeowner's exemption$104,947$195,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 52 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies52 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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