Kent County property record for 115 E Oak St, Frederica, DE 19946
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 2018 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $167,000 (Aug 2024) |
| Tax Bill | $1,163 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Aug 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8-00-122.12-01-26.00-000 |
| Primary APN | 8-00-122.12-01-26.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,512 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Mobile/Manufactured |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 150 ft deep x 85 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 180 sqft |
| Sewer | Connected |
|---|---|
| Water Source | Well |
| Account Number | 45332 |
|---|---|
| Street Address | 115 E OAK ST |
| City | FREDERICA |
| State | DE |
| Zip | 19946-2215 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RMH |
| Legal Description | LITTLE HEAVEN, S. SD. 2ND ST. & W. SD. OAK, LT #61, 12,750 SQ- 115 E |
| Legal Subdivision | BAKERS CHOICE |
| Legal Lot Number | 61 |
| Jurisdiction | KENT DE |
| Township / Civil Division | MILFORD NORTH |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 43202 |
Source: Kent County assessment roll, as of September 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 115 E OAK ST, FREDERICA, DE 19946-2215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2022 | Deed of Trust, Mortgage · Line of Credit WILMINGTON SAVINGS FUND SOCIETY FSB |
| Aug 9, 2021 | Deed of Trust, Mortgage DOVER FCU |
| Feb 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 4, 2019 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| May 4, 2018 | Deed of Trust, Mortgage · FHA Mortgage ATLANTIC HM LOANS |
| May 3, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2024 · Amount on Record |
| Deed Sale | Aug 15, 2024 · Amount on Record |
| Prior Sale | May 3, 2017 · Amount on Record |
| Deed Document Number | 2024498539 |
| Deed Book / Page | 13132 / 261 |
| Prior Transfer Date | Jul 18, 2024 |
| Prior Transfer Doc | 0000497343 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 115 E OAK ST, FREDERICA, DE 19946-2215 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 115 E OAK ST, FREDERICA, DE 19946-2215 |
| Document Number | 0000458452 |
|---|---|
| Date | Aug 18, 2022 |
| Book Page | 12110/185 |
| Instrument | 2022-458452 |
| Name | WILMINGTON SAVINGS FUND SOCIETY FSB |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 115 E OAK ST, FREDERICA, DE 19946-2215 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000426310 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 11285/291 |
| Instrument | 2021-426310 |
| Name | DOVER FCU |
|---|---|
| Type | Credit Union |
| Address | DOVER, DE 19904 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Aug 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 115 E OAK ST, FREDERICA, DE 19946-2215 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000407790 |
|---|---|
| Date | Feb 2, 2021 |
| Book Page | 10774/281 |
| Instrument | 2021-407790 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 115 E OAK ST, FREDERICA, DE 19946-2215 |
| Document Number | 0000374661 |
| Instrument Date | Oct 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 115 E OAK ST FREDERICA DE 199462215, FREDERICA, DE 19946-2215 |
| Document Number | 0000374661 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 009901/000281 |
| Instrument | 374661 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 26, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 115 E OAK ST, FREDERICA, DE 19946-2215 |
| Document Number | 0000340847 |
| Instrument Date | May 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 115 E OAK ST FREDERICA DE 199462215, FREDERICA, DE 19946-2215 |
| Document Number | 0000340847 |
|---|---|
| Date | May 18, 2018 |
| Book Page | 009124/000298 |
| Instrument | 340847 |
| Name | ATLANTIC HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | May 3, 2017 |
| Property Address | 115 E OAK ST, FREDERICA, DE 19946-2215 |
| Document Number | 0000318121 |
| Book / Page | 008602 / 000003 |
| Instrument Date | May 2, 2017 |
| Instrument | 318121 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $510.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 115 E OAK ST FREDERICA DE 199462215, FREDERICA, DE 19946-2215 |
Source: Kent County assessment roll, as of September 8, 2025
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Unified School District | Lake Forest School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,163.00 (+16.88%) | $206,200 (+690.04%) Land $67,000 Building $139,200 |
| 2023 | $995.00 | $26,100 Land $5,800 Building $20,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 105 policies |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 97 (1980–2021) |
| Claims Outside the SFHA | 4 of 97 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 47% of Delaware |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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