115 E North Ave, Flora, IL 62839 Property Records

Clay County property record for 115 E North Ave, Flora, IL 62839 · Last verified July 2026

Property Highlights

Property TypeCommercial > Retail
Lot Size2,431 sqft (0.055 acres)
Last Sale$20,000 (2017)
Tax Bill$866.00 (2024)

Property Details

APN / Parcel Number

Primary APN10-25-309-014

Exterior

Lot Area2,431 sqft (0.055 acres)

Location & Zoning

Street Address115 E NORTH AVE
CityFLORA
StateIL
Zip62839-2028
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionORIGINAL TOWN BLOCK 16 E 20' LOT 9
Legal SubdivisionFLORA
Legal Block16
Legal Lot Number9
JurisdictionCLAY IL
Minor Civil DivisionHARTER
Census Blockgroup3
Census Block3085
Census Tract972100

Owner

Source: Clay County records · APN 10-25-309-014

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address115 E NORTH AVE, FLORA, IL 62839-2028
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2026Deed of Trust, Mortgage · Line of Credit
FIRST COMMUNITY BANK XENIA
Nov 28, 2022Deed of Trust, Mortgage · Line of Credit
FIRST COMMUNITY BANK
Jan 03, 2017Quit Claim Deed, Transfer · Commercial Mortgage
FIRST COMMUNITY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 03, 2017 · Amount on Record
Deed SaleJan 03, 2017 · Amount on Record
Prior SaleMay 11, 2011 · Amount on Record
Deed Doc Number2017190699
Record RefreshedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY IL
Property Address115 E NORTH AVE, FLORA, IL 62839-2028
Transaction TypeMortgage
Record UpdatedApr 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberD202600567
DateMar 26, 2026
InstrumentD202600567
Lender
NameFIRST COMMUNITY BANK XENIA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term72 Months
DueSep 20, 2026
Interest
Rate TypeFixed Rate
Rate7.25%

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY IL
Property Address115 E NORTH AVE, FLORA, IL 62839-2028
Transaction TypeMortgage
Record UpdatedDec 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000206177
DateNov 28, 2022
Instrument206177
Lender
NameFIRST COMMUNITY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueMay 22, 2024
Interest
Rate TypeFixed Rate
Rate7.5%

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY IL
Recording DateJan 03, 2017
Property Address115 E NORTH AVE, FLORA, IL 62839-2028
Document NumberD190699
Instrument DateJul 05, 2012
InstrumentD190699
Transaction TypeTransfer
Record UpdatedSep 07, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$30.00
Amount AccuracyCalculated from Tax
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 304, CLAY CITY, IL 62824-0304

Mortgage

Document NumberD190700
DateJan 03, 2017
InstrumentD190700
Lender
NameFIRST COMMUNITY BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyClay County
County SubdivisionHarter Township
MunicipalityFlora City
Unified School DistrictFlora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$10,644 (-) Land $2,748 Building $7,896$31,932 (-) Land $8,244 Building $23,688
2024$866.00 (-5.77%)$10,644 (+10.23%) Land $2,748 Building $7,896$31,932 (+10.23%) Land $8,244 Building $23,688
2022$919.00 (+7.49%)$9,656 Land $2,471 Building $7,185$28,968 Land $7,413 Building $21,555
2021$855.00

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