Fulton County and Johnstown City property record for 115 E Montgomery St, Johnstown, NY 12095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,001 sqft · built 1850 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on File |
| Last Sale | $228,500 (Aug 2022) |
| Tax Bill | $5,204 (2026) |
| Deeds & Mortgages | Oct 2021 Refinance Aug 2022 Sale & Mortgage + 1 more |
| APN | 170800 174.12-5-25 |
| Primary APN | 170800 174.12-5-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,001 sqft Living Area |
| 1st Floor Area | 1,452 sqft |
| Upper Floors Area | 549 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Dimensions | 160 ft deep x 127 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Slab |
| Porch Area | 112 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 115 E MONTGOMERY ST |
|---|---|
| City | JOHNSTOWN |
| State | NY |
| Zip | 12095-2524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 5 |
| Legal Lot Number | 25.000 |
| Jurisdiction | FULTON NY |
| Township / Civil Division | JOHNSTOWN |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 971200 |
115 E Montgomery St is owned and occupied by an individual who bought it in August 2022.
Source: Fulton County and Johnstown City records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 E MONTGOMERY ST, JOHNSTOWN, NY 12095-2524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES FCU |
| Aug 9, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP |
| Jan 24, 2017 | Deed, Transfer NOT AVAILABLE, CARMEL GRECO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2022 · Amount on File |
| Deed Sale | Aug 9, 2022 · Amount on File |
| Prior Sale | Jan 24, 2017 · Amount on File |
| Deed Document Number | 202276249 |
| Prior Transfer Date | Mar 31, 2016 |
| Prior Transfer Doc | 0000002016/000003772 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FULTON NY |
| Property Address | 115 E MONTGOMERY ST, JOHNSTOWN, NY 12095-2524 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202170399 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 2021-70399 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 1, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FULTON NY |
| Recording Date | Aug 9, 2022 |
| Property Address | 115 E MONTGOMERY ST, JOHNSTOWN, NY 12095-2524 |
| Document Number | 0202276249 |
| Instrument Date | Aug 2, 2022 |
| Instrument | 2022-76249 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 S MAIN ST, MILFORD, NY 13807 |
| Document Number | 0202276250 |
|---|---|
| Date | Aug 9, 2022 |
| Instrument | 2022-76250 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | FULTON NY |
| Recording Date | Jan 24, 2017 |
| Property Address | 115 E MONTGOMERY ST, JOHNSTOWN, NY 12095-2524 |
| Document Number | 0000002017/0000042289 |
| Book / Page | 0000002017 / 0000042289 |
| Instrument Date | Jan 24, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | NOT AVAILABLE, CARMEL GRECO |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 MCMARTIN ST, JOHNSTOWN, NY 12095-2130 |
The 2026 property tax bill for 115 E Montgomery St was $5,204, down 31.5% from the year before.
Source: Fulton County and Johnstown City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Fulton County |
| Municipality | Johnstown City |
| Unified School District | Johnstown City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,204.00 (-31.48%) | ||
| 2025 | $7,595.00 | $165,000 Land $28,400 Building $136,600 | $266,129 Land $45,806 Building $220,323 |
| 2023 | $165,000 (+73.68%) Land $28,400 Building $136,600 | $220,000 (+94.53%) Land $37,867 Building $182,133 | |
| 2022 | $95,000 Land $28,400 Building $66,600 | $113,095 Land $33,809 Building $79,286 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 115 E Montgomery St; there have been 3 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2011–2022) |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 E Montgomery St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOHNSTOWN (C) WATER WORKS serves 8,154 people · EPA ID NY1700019 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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