Union County property record for 115 E McElroy St, Morganfield, KY 42437
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,707 sqft |
| Lot Size | 0.132 acres (5,757 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,069 (2025) |
| Deeds & Mortgages | May 2026 Sale Mar 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | M3-07-11 |
| Primary APN | M3-07-11 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,707 sqft Living Area |
| Basement Area | 612 sqft |
| Unfinished Basement | 612 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,757 sqft (0.132 acres) |
| Lot Dimensions | 101 ft deep x 57 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 115 E MCELROY ST |
|---|---|
| City | MORGANFIELD |
| State | KY |
| Zip | 42437-1584 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 115 E MCELROY ST |
| Jurisdiction | UNION KY |
| Township / Civil Division | MORGANFIELD |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 950201 |
Source: Union County assessment roll, as of November 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 E MCELROY ST, MORGANFIELD, KY 42437-1584 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 26, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 21, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance TIAA CREF TRUST CO FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | May 20, 2026 |
| Transfer Doc | 0000401866 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION KY |
| Recording Date | May 26, 2026 |
| Property Address | 115 E MCELROY ST, MORGANFIELD, KY 42437-1584 |
| Document Number | 0000401866 |
| Book / Page | 411 / 111 |
| Instrument Date | May 20, 2026 |
| Instrument | 2026401866 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 E MCELROY ST, MORGANFIELD, KY 42437-1584 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION KY |
| Property Address | 115 E MCELROY ST, MORGANFIELD, KY 42437-1584 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2019 |
| Name | Verified Name |
|---|
| Document Number | 441/420 |
|---|---|
| Date | Mar 21, 2019 |
| Book Page | 441/420 |
| Instrument | 20190-00000536 |
| Name | TIAA CREF TRUST CO FSB |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Union County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Union County |
| Municipality | Morganfield City |
| Unified School District | Union County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,069.00 (-0.56%) | $104,016 (-) Land $7,500 Building $96,516 | $104,016 (-) Land $7,500 Building $96,516 |
| 2023 | $1,075.00 | $104,016 Land $7,500 Building $96,516 | $104,016 Land $7,500 Building $96,516 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORGANFIELD WATER WORKS serves 5,170 people · EPA ID KY1130293 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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