McHenry County property record for 115 E Margaret Ter, Cary, IL 60013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,848 sqft · built 1990 |
| Lot Size | 0.215 acres (9,408 sqft) |
| Owner | Owner Name on File |
| Last Sale | $198,000 (Sep 2012) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-07-308-008 |
| Primary APN | 20-07-308-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,848 sqft |
| Gross Area | 3,331 sqft |
| 1st Floor Area | 1,695 sqft |
| 2nd Floor Area | 1,153 sqft |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Frame Siding |
| Lot Area | 9,408 sqft |
| Heating System | Forced Air |
|---|
| Street Address | 115 E MARGARET TER |
|---|---|
| City | CARY |
| State | IL |
| Zip | 60013-2186 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2012R0044431 LT 7 BLOSSOM HILL SUB |
| Legal Range | 09E |
| Legal Township | 43N |
| Legal Section | 07 |
| Legal Subdivision | BLOSSOM HILL |
| Legal Block | 308 |
| Legal Lot Number | 7 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 871307 |
The current owner of 115 E Margaret Ter bought it in September 2012.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 115 E MARGARET TER, CARY, IL 60013-2186 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2012 · Amount on File |
| Deed Sale | Sep 24, 2012 · Amount on File |
| Prior Sale | Apr 30, 2009 |
| Deed Document Number | 2012R0044431 |
| Record Updated | Jun 7, 2026 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Municipality | Cary Village |
| Elementary School District | Cary Community Consolidated School District 26 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $117,941 Land $27,305 Building $90,636 | $353,823 Land $81,915 Building $271,908 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 E Margaret Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Sep 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 115 E Margaret Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARY serves 17,826 people · EPA ID IL1110100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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