Rock County property record for 115 E Main St, Luverne, MN 56156 · Last verified July 2026
| Property Type | Commercial > Retail |
|---|---|
| Year Built | Built 1900 |
| Square Footage | 1,638 sqft Total Area |
| Lot Size | 4,399 sqft (0.101 acres) |
| Last Sale | $130,000 (2016) |
| Tax Bill | $2,604.00 (2026) |
| Primary APN | 20-1613-000 |
|---|
| Building Area | 1,638 sqft Total Area |
|---|
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 4,399 sqft (0.101 acres) |
| Street Address | 115 E MAIN ST |
|---|---|
| City | LUVERNE |
| State | MN |
| Zip | 56156-1830 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | LOT 7 EXC W15'7 THEREOF & ALL OF LOT 8 BLOCK 10 |
| Legal Subdivision | WARREN AND KNISS' ADDITION |
| Legal Block | 10 |
| Legal Lot Number | 7,8 |
| Jurisdiction | ROCK MN |
| Minor Civil Division | LUVERNE |
| Census Blockgroup | 3 |
| Census Block | 3024 |
| Census Tract | 570300 |
Source: Rock County records · APN 20-1613-000
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 E MAIN ST, LUVERNE, MN 56156-1830 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MINNWEST BANK S |
| Feb 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MINNWEST BANK |
| Jan 04, 2018 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 11, 2016 · Amount on Record |
| Deed Sale | Feb 11, 2016 · Amount on Record |
| Deed Doc Number | 2016464247 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK MN |
| Recording Date | May 29, 2026 |
| Property Address | 115 E MAIN ST, LUVERNE, MN 56156-1830 |
| Document Number | 0000210098 |
| Instrument Date | May 28, 2026 |
| Instrument | 2026210098 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 115 E MAIN ST, LUVERNE, MN 56156-1830 |
| Document Number | 0000210098, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 2026210098 |
| Name | MINNWEST BANK S |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 15, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK MN |
| Property Address | 115 E MAIN ST, LUVERNE, MN 56156-1830 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000192227 |
|---|---|
| Date | Feb 27, 2018 |
| Instrument | 192227 |
| Name | MINNWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Aug 21, 2018 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCK MN |
| Recording Date | Jan 04, 2018 |
| Property Address | 115 E MAIN ST, LUVERNE, MN 56156-1830 |
| Document Number | 0000191975 |
| Instrument Date | Jan 02, 2018 |
| Instrument | 191975 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $512.39 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 E MAIN ST, LUVERNE, MN 56156-1830 |
Source: Rock County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Rock County |
| Municipality | Luverne City |
| Unified School District | Luverne Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,604.00 (-12.32%) | $227,700 (+30.26%) Land $12,000 Building $215,700 | $227,700 (+30.26%) Land $12,000 Building $215,700 |
| 2025 | $2,970.00 (+10.99%) | $174,800 (-14.48%) Land $12,000 Building $162,800 | $174,800 (-14.48%) Land $12,000 Building $162,800 |
| 2023 | $2,676.00 | $204,400 Land $25,100 Building $179,300 | $204,400 Land $25,100 Building $179,300 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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