115 E Main St, Lebanon, IL 62254 Property Records

St. Clair County property record for 115 E Main St, Lebanon, IL 62254

Property Summary

Property Type	Single Family Home
Details	2 ba · 982 sqft · built 1857
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Aug 2021)
Tax Bill	$2,798 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2019 Sale
APN	`05-19-0-405-010`

Property Details

APN / Parcel Number

Primary APN	`05-19-0-405-010`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	982 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1857
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	5,663 sqft (0.13 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	154 sqft

Location & Zoning

Street Address	115 E MAIN ST
City	LEBANON
State	IL
Zip	62254-1649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEBANON, TOWN OF EAST OF PUBLIC SQ LOT/SEC-7-BLK/RG-2 W 1/2 LT 7 A02712030
Legal Subdivision	LEBANON, TOWN OF EAST OF PUBLIC SQ
Legal Block	405
Legal Lot Number	7
Jurisdiction	ST CLAIR IL
Township / Civil Division	LEBANON
Census Block Group	2
Census Block	2010
Census Tract	504358

Owner

115 E Main St is owned and occupied by an individual who bought it in August 2021.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	115 E MAIN ST, LEBANON, IL 62254-1649
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Jun 20, 2019	Warranty Deed, Transfer COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2021 · Amount on File
Deed Sale	Aug 12, 2021 · Amount on File
Prior Sale	Jun 20, 2019 · Amount on File
Deed Document Number	20212712030
Prior Transfer Date	Jul 24, 2008
Prior Transfer Doc	0002118894
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 12, 2021
Property Address	115 E MAIN ST, LEBANON, IL 62254-1649
Document Number	A02712030
Map Reference	MB E PG 304
Instrument Date	Aug 5, 2021
Instrument	A02712030
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	BENCHMARK TITLE COMPANY, BENCHMARK TITLE CO LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 E MAIN ST, LEBANON, IL 62254-1649

Mortgage

Document Number	A02712031
Date	Aug 12, 2021
Instrument	A02712031

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 20, 2019
Property Address	115 E MAIN ST, LEBANON, IL 62254-1649
Document Number	00A2616657
Instrument Date	Jun 14, 2019
Instrument	2616657
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount on Record
Tax	$47.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 E MICHIGAN AVE LANSING MI 489121172, LANSING, MI 48912-1172

Tax Assessment & Valuation

The 2025 property tax bill for 115 E Main St was $2,798, up 3.1% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Lebanon Township
Municipality	Lebanon City
Unified School District	Lebanon Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,798.00 (+3.13%)	$33,276 (+4.55%) Land $2,579 Building $30,697	$99,828 (+4.55%) Land $7,737 Building $92,091
2024	$2,713.00	$31,828 Land $2,467 Building $29,361	$95,484 Land $7,401 Building $88,083
2022		$28,194 Land $2,185 Building $26,009	$84,582 Land $6,555 Building $78,027

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 115 E Main St; there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2013–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEBANON serves 4,714 people · EPA ID IL1630650
Water Source	Purchased surface water from S L M WATER COMMISSION
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, Sparklight, Wisper ISP.

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