115 E Main St, Elmsford, NY 10523 Property Records

Westchester County and Greenburgh Town property record for 115 E Main St, Elmsford, NY 10523

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	7,590 sqft
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$995,000 (Sep 2026)
Tax Bill	$31,949 (2026)
Deeds & Mortgages	Sep 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`552605 5.50-91-17`

Property Details

APN / Parcel Number

Primary APN	`552605 5.50-91-17`
Alternative APNs	`55260514 14 0874 1` `5144950`

Interior

Stories	2 Stories
Building Area	7,590 sqft Gross Area

Exterior

Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Account Number	5144950
Street Address	115 E MAIN ST
City	ELMSFORD
State	NY
Zip	10523-3217
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	B
Legal Block	91
Legal Lot Number	17.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	GREENBURGH
Census Block Group	3
Census Block	3019
Census Tract	11200

Owner

115 E Main St, a commercial property, is owned by two individuals who bought it in September 2026.

Source: Westchester County and Greenburgh Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43 CHESTNUT RIDGE RD, ARMONK, NY 10504-3002
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2026 · Amount on File
Deed Sale	Sep 10, 2026 · Amount on File
Prior Sale	Apr 5, 1996 · Amount on File
Deed Document Number	20263330
Record Updated	Oct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Sep 10, 2026
Property Address	115 E MAIN ST, ELMSFORD, NY 10523-3217
Document Number	0000003330
Instrument Date	Aug 31, 2026
Instrument	20263330
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	CATAL TITLE, CATIC TITLE

Transaction

Amount	Amount on Record
Tax	$401,980.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 CHESTNUT RIDGE RD, ARMONK, NY 10504-3002

Tax Assessment & Valuation

The 2026 property tax bill for 115 E Main St was $31,949, up 142.4% from the year before.

Source: Westchester County and Greenburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Greenburgh Town
Municipality	Elmsford Village
Unified School District	Elmsford Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$31,949.00 (+142.44%)
2025	$13,178.00	$1,053,400 (-) Land $340,200 Building $713,200	$1,053,400 (-) Land $340,200 Building $713,200
2024		$1,053,400 (+51.96%) Land $340,200 Building $713,200	$1,053,400 (+51.96%) Land $340,200 Building $713,200
2023		$693,200 Land $340,200 Building $353,000	$693,200 Land $340,200 Building $353,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 E Main St in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	24 (1979–2025)
Claims Outside the SFHA	23 of 24
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 115 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMSFORD VILLAGE serves 5,293 people · EPA ID NY5903427
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20