115 E Main St, Calmar, IA 52132 Property Records

Winneshiek County property record for 115 E Main St, Calmar, IA 52132

Property Summary

Property Type	Restaurant
Details	3,219 sqft · built 1953
Lot Size	0.193 acres (8,424 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,362 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`143610100600`

Property Details

APN / Parcel Number

Primary APN	`143610100600`
Alternative APN	`143610100800`

Interior

Stories	1 Story
Building Area	3,219 sqft Gross Area
1st Floor Area	2,030 sqft
Overhead Door	Overhead Door

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Concrete Block
Roof Material	Urethane Foam
Lot Area	8,424 sqft (0.193 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	115 E MAIN ST
City	CALMAR
State	IA
Zip	52132-7744
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	E 6' LOT 7 & LOT 8 BLK 2 CALMAR CORP
Legal Range	09W
Legal Township	97N
Legal Section	36
Legal Block	2
Legal Lot Number	7,8
Jurisdiction	WINNESHIEK IA
Township / Civil Division	CALMAR
Census Block Group	1
Census Block	1066
Census Tract	950500

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2012 S SHORE DR, DECORAH, IA 52101-8014
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · Line of Credit DECORAH BANK & TRUST CO
Aug 2, 2021	Warranty Deed, Transfer
Aug 3, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	115 E MAIN ST, CALMAR, IA 52132-7744
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2012 S SHORE DR, DECORAH, IA 52101-8014

Mortgage

Document Number	02023/2763
Date	Nov 16, 2023
Book Page	2023/2763
Instrument	2023 2763

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank
Address	DECORAH, IA 52101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2053

Interest

Rate Type	Adjustable Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Aug 2, 2021
Property Address	115 E MAIN ST, CALMAR, IA 52132-7744
Document Number	02021/3067
Book / Page	2021 / 3067
Instrument Date	Aug 2, 2021
Instrument	2021 3067
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount Recorded
Tax	$63.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2012 S SHORE DR, DECORAH, IA 52101-8014

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Aug 3, 2021
Property Address	115 E MAIN ST, CALMAR, IA 52132-7744
Document Number	02021/3074
Book / Page	2021 / 3074
Instrument Date	Aug 2, 2021
Instrument	2021 3074
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount Recorded
Tax	$35.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2012 S SHORE DR, DECORAH, IA 52101-8014

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Calmar City
County	Winneshiek County
Unified School District	South Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,362.00	$87,050 (-13.34%) Land $20,110 Building $66,940	$100,450 (-) Land $20,110 Building $80,340
2025		$100,450 (+28.91%) Land $20,110 Building $80,340	$100,450 (+28.91%) Land $20,110 Building $80,340
2024	$1,334.00 (+60.72%)
2023		$77,920 (+80.91%) Land $8,100 Building $69,820	$77,920 (+80.91%) Land $8,100 Building $69,820
2022	$830.00	$43,070 Land $6,750 Building $36,320
2021			$43,070 Land $6,750 Building $36,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2021)
Most Recent Claim	Aug 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALMAR WATER SUPPLY serves 1,125 people · EPA ID IA9615064
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hawkeye Telephone Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Acentek.

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