115 E Lone Tree Rd, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 115 E Lone Tree Rd, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,217 sqft · built 1937
Lot Size	0.306 acres (13,340 sqft)
Owner	Individual Name on File
Last Sale	$97,000 (Mar 2022)
Tax Bill	$1,904 (2025)
Deeds & Mortgages	Mar 2022 Sale Mar 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`9014-36-451-013`

Property Details

APN / Parcel Number

Primary APN	`9014-36-451-013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,217 sqft Living Area
1st Floor Area	624 sqft
Attic	Attic
Attic Area	281 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,340 sqft (0.306 acres)
Lot Dimensions	145 ft deep x 92 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	115 E LONE TREE RD
City	CEDAR FALLS
State	IA
Zip	50613-1224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GROSSES ESTATES LOT 1
Legal Range	14W
Legal Township	90N
Legal Section	36
Legal Subdivision	GROSSES ESTATES
Legal Lot Number	1
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	3
Census Block	3017
Census Tract	2604

Owner

Source: Black Hawk County records · APN 9014-36-451-013

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	115 E LONE TREE RD, CEDAR FALLS, IA 50613-1224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Affidavit, Transfer TITLE SERVICES
Mar 10, 2022	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 10, 2022 · Amount on Record
Deed Sale	Mar 10, 2022 · Amount on Record
Deed Document Number	202217910
Record Updated	Sep 20, 2026

March 2022: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 10, 2022
Property Address	115 E LONE TREE RD, CEDAR FALLS, IA 50613-1224
Document Number	202200017909
Instrument Date	Mar 08, 2022
Instrument	202200017909
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 10, 2022
Property Address	115 E LONE TREE RD, CEDAR FALLS, IA 50613-1224
Document Number	202200017910
Instrument Date	Mar 08, 2022
Instrument	202200017910
Transaction Type	Transfer
Record Updated	Mar 29, 2022
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$154.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 E LONE TREE RD, CEDAR FALLS, IA 50613-1224

Mortgage

Document Number	202200017912
Date	Mar 10, 2022
Instrument	202200017912

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2037

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,904.00 Homeowner's exemption	$141,540 (+10.07%) Land $11,620 Building $129,920	$141,540 (+10.07%) Land $11,620 Building $129,920
2024	$1,904.00 (+3.59%)
2023		$128,590 (+18.55%) Land $11,620 Building $116,970	$128,590 (+18.55%) Land $11,620 Building $116,970
2022	$1,838.00 Homeowner's exemption	$108,470 Land $11,620 Building $96,850
2021			$108,470 Land $11,620 Building $96,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	231 (1979–2019)
Claims Outside the SFHA	5 of 231
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 76 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 78 claims Severe Storms & Flooding, Aug 1993 · 29 claims

Wildfire

Wildfire Risk	Low lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cedar Falls Municipal Communications Utility Fiber	10,000 / 10,000

May also be available: AMG Technology Investment Group, LTD Broadband, Mediacom Communications.

Based on FCC filings for 37 locations within half a mile of this property.

Nearby Properties on E Lone Tree Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures