115 E Locust St, Richmond, KY 40475 Property Records

Madison County property record for 115 E Locust St, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details980 sqft
OwnerCompany Name on Record
Last Sale$64,000 (Feb 2022)
Tax Bill$603 (2025)
Deeds & MortgagesFeb 2022 Sale
Flood ZoneZone X (minimal risk)
APNR005-0003-0020

Property Details

APN / Parcel Number

Primary APNR005-0003-0020
Alternative APNs
  • 103895
  • 141198
  • 71301

Interior

Stories1 Story
Building Area980 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl
Total Buildings2 Buildings

Location & Zoning

Account Number71301
Street Address115 E LOCUST ST
CityRICHMOND
StateKY
Zip40475-1023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROSEDALE PARK LOT 1, 2 & PT 3 BLK O
Legal SubdivisionROSEDALE
Legal BlockO
Legal Lot Number1,2
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1013
Census Tract10602

Owner

Source: Madison County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address114 E MAIN ST STE C, C, RICHMOND, KY 40475-1987
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2022 · Amount on Record
Deed SaleFeb 25, 2022 · Amount on Record
Prior SaleJul 28, 2011 · Amount on Record
Deed Document Number2014079122
Deed Book / PageD819 / 21
Record UpdatedJun 8, 2026

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateFeb 25, 2022
Property Address115 E LOCUST ST, RICHMOND, KY 40475-1023
Document Number000D819/21
Book / PageD819 / 21
Map ReferenceMB 1 PG 10
Instrument DateFeb 24, 2022
Instrument2014079122
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

AmountAmount Recorded
Tax$64.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address308 COLLEGE HILL RD, WACO, KY 40385-9716

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 E MAIN ST STE C, C, RICHMOND, KY 40475-1987
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$603.00 (-2.74%) Additional exemption filed$64,000 (-)$64,000 (-)
2023$620.00 (+4.91%)$64,000 (+5.26%)$64,000 (+5.26%)
2022$591.00$60,800$60,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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