St. Joseph County property record for 115 E Fox St, South Bend, IN 46613
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,680 sqft · built 1907 |
| Lot Size | 0.106 acres (4,608 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,270 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 71-08-13-378-014.000-026 |
| Primary APN | 71-08-13-378-014.000-026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| Gross Area | 1,858 sqft |
| 1st Floor Area | 1,858 sqft |
| Basement Area | 178 sqft |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 4,608 sqft (0.106 acres) |
| Lot Dimensions | 128 ft deep x 36 ft wide |
| View / Lot | Alley |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 115 E FOX ST |
|---|---|
| City | SOUTH BEND |
| State | IN |
| Zip | 46613-2535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 204 BOWMANS 6TH |
| Legal Subdivision | BOWMANS 6TH |
| Legal Lot Number | 204 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | PORTAGE |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 3000 |
115 E Fox St is owned and occupied by an individual who acquired it in February 2006.
Source: St. Joseph County records, as of October 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 E FOX ST, SOUTH BEND, IN 46613-2535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 28, 2006 |
| Transfer Doc | 0000007236 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 115 E Fox St was $2,270 with a homeowner's exemption, up 82.5% from the year before.
Source: St. Joseph County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Portage Township |
| Municipality | South Bend City |
| Unified School District | South Bend Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,270.00 (+82.48%) | $84,700 Land $1,800 Building $82,900 | $84,700 Land $1,800 Building $82,900 |
| 2024 | $1,244.00 (+100.65%) | ||
| 2023 | $620.00 (+14.39%) | $54,400 (+10.79%) Land $1,800 Building $52,600 | $54,400 (+10.79%) Land $1,800 Building $52,600 |
| 2022 | $542.00 Homeowner's exemption | $49,100 Land $1,800 Building $47,300 | $49,100 Land $1,800 Building $47,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 E Fox St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 10 (1981–2016) |
| Most Recent Claim | Aug 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 115 E Fox St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Metronet, T-Mobile, Verizon.
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