115 E Elm St, Greenwich, CT 06830 Property Records

Greenwich Town property record for 115 E Elm St, Greenwich, CT 06830

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,228 sqft · built 1911
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,625,000 (Aug 2021)
Tax Bill	$14,842 (2026)
Deeds & Mortgages	Dec 2023 Refinance Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-1863S`

Property Details

APN / Parcel Number

Primary APN	`01-1863S`
Alternative APNs	`GREE M:01 B:1863/S` `285/037`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,228 sqft Living Area
Attic	Attic
Attic Area	250 sqft
Basement Area	650 sqft
Unfinished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	285/037
Street Address	115 E ELM ST
City	GREENWICH
State	CT
Zip	06830-6613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Block	1863/S
Jurisdiction	GREENWICH CT
Township / Civil Division	GREENWICH
Census Block Group	1
Census Block	1000
Census Tract	10700

Owner

Source: Greenwich Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 E ELM ST, GREENWICH, CT 06830-6613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED NATIONS FCU
Aug 30, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED NATIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2021 · Amount on Record
Deed Sale	Aug 30, 2021 · Amount on Record
Prior Sale	Jul 2, 1987 · Amount on Record
Deed Document Number	202110142
Deed Book / Page	7965 / 1
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	115 E ELM ST, GREENWICH, CT 06830-6613
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008288-142
Date	Dec 26, 2023
Book Page	8288/142
Instrument	8025

Lender

Name	UNITED NATIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENWICH CT
Recording Date	Aug 30, 2021
Property Address	115 E ELM ST, GREENWICH, CT 06830-6613
Document Number	7965-1
Book / Page	7965 / 1
Instrument Date	Aug 30, 2021
Instrument	10142
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	10143
Date	Aug 30, 2021
Instrument	10143

Lender

Name	UNITED NATIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Sep 1, 2031
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Greenwich Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Greenwich Town
Unified School District	Greenwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,842.00 (+21.77%)	$1,415,680 (+43.54%) Land $954,590 Building $461,090	$2,448,552 (+254.68%)
2025	$12,189.00	$986,230 (-) Land $651,140 Building $335,090	$690,361 Land $455,798 Building $234,563
2024	$12,189.00 (+6.21%)
2023	$11,476.00 (+0.92%)	$986,230 (-) Land $651,140 Building $335,090
2022	$11,371.00	$986,230 Land $651,140 Building $335,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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