Gallatin County property record for 115 E Dickerson St, Bozeman, MT 59715 · Last verified August 2023
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 2 bd · 1 ba · 840 sqft · built 1920 |
| Lot Size | 0.125 acres (5,445 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Aug 2026 Line of Credit Jul 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 000RGH1163 |
| Primary APN | 000RGH1163 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 840 sqft Total Area |
| 1st Floor Area | 840 sqft |
| Attic Area | 168 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Historical |
| Exterior Material | Asbestos |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Foundation Type | Concrete |
| Roof Material | Metal |
| Lot Area | 5,445 sqft (0.125 acres) |
| Terrain | Wooded |
| Porch | Open Porch |
| Deck Area | 15 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Space Heater |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 000RGH1163 |
|---|---|
| Street Address | 115 E DICKERSON ST |
| City | BOZEMAN |
| State | MT |
| Zip | 59715-5319 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Description | HOFFMAN ADD, S07, T02 S, R06 E, BLOCK B, ACRES 0.125, N 50' LOTS 13 - 16 |
| Legal Range | 06E |
| Legal Township | 02S |
| Legal Section | 07 |
| Legal Quarter | SW |
| Legal Subdivision | HOFFMAN ADD |
| Legal Block | B |
| Legal Lot Number | 13-16 14 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | BOZEMAN |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 1002 |
Source: Gallatin County records · APN 000RGH1163
Assessment roll updated December 31, 2022 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 E DICKERSON ST, BOZEMAN, MT 59715-5319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 04, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK |
| Jul 19, 2022 | Deed of Trust, Mortgage · Line of Credit OPPORTUNITY BANK OF MT |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | Aug 04, 2026 |
| Property Address | 115 E DICKERSON ST, BOZEMAN, MT 59715-5319 |
| Document Number | 0002883310 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 20262883310 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | TITLE SECURITY INC, SECURITY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Address | 115 E DICKERSON ST, BOZEMAN, MT 59715-5319 |
| Document Number | 0002883310, |
|---|---|
| Date | Aug 04, 2026 |
| Instrument | 20262883310 |
| Name | FIRST SECURITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 115 E DICKERSON ST, BOZEMAN, MT 59715-5319 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Title Company | FATCO |
| Name | Verified Name |
|---|
| Document Number | 0002781198 |
|---|---|
| Date | Jul 19, 2022 |
| Instrument | 2781198 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Address | BOZEMAN, MT 59715 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Gallatin County records · Assessment roll updated December 31, 2022 · Last verified August 2023
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Municipality | Bozeman City |
| Elementary School District | Bozeman Elementary School District (PK - 08) |
| Secondary School District | Bozeman High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $454,023 | $454,023 Land $329,633 Building $124,390 |
Source: FEMA National Flood Hazard Layer, Gallatin County (30031C), updated July 30, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300310010021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 21 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 33 units insured 12 under condo master policies |
| Nearby Flood Claims | 6 (1979–2011) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | May 2011, river or lake flooding, Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 545 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| SkyNet Communications | Fixed Wireless (unlicensed) | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: T-Mobile USA, BHT Investment Holdings, SS Ventures, Montana Opticom, Blackfoot Telephone Cooperative, Lumen Technologies, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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