115 E Concord St, Unit 4, Orlando, FL 32801 Property Records

Orange County property record for 115 E Concord St, Unit 4, Orlando, FL 32801

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,723 sqft · built 2019
Lot Size	0.48 acres (2,089 sqft)
Owner	Individual Name on Record
Last Sale	$477,700 (Sep 2019)
Tax Bill	$7,785 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-22-29-4414-00-040`

Property Details

APN / Parcel Number

Primary APN	`25-22-29-4414-00-040`
Alternative APNs	`292225441400040` `365354` `370626` `375019`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Units	6 Units
Stories	3 Stories
Building Area	1,723 sqft Living Area
Gross Area	2,822 sqft
1st Floor Area	918 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Townhouse
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,089 sqft (0.48 acres)
Garage Type	Attached
Garage Area	510 sqft
Porch	Slab
Porch Area	141 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	115 E CONCORD ST, 4
City	ORLANDO
State	FL
Zip	32801-1337
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PD/T
Legal Description	LAKE EOLA HEIGHTS 93/49 LOT 4
Legal Range	29E
Legal Township	22S
Legal Section	25
Legal Subdivision	LAKE EOLA HGTS
Legal Lot Number	4
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1005
Census Tract	10201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lake Eola Heights Historic District listed 1992 · 487 contributing resources · NRIS 91001912

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 E CONCORD ST, 4, ORLANDO, FL 32801-1337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 9, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC
Jan 3, 2018	Warranty Deed, Transfer TOWN SQUARE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2019 · Amount on Record
Deed Sale	Sep 9, 2019 · Amount on Record
Deed Document Number	2019553019
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	115 E CONCORD ST UNIT 4, 4, ORLANDO, FL 32801-1337
Transaction Type	Mortgage
Record Updated	Nov 19, 2021
Title Company	WATSON TITLE SERVICES INC, WATSON TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 E CONCORD ST 4, 4, ORLANDO, FL 32801-1337

Mortgage

Document Number	20210680242
Date	Nov 5, 2021
Instrument	20210680242

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Oct 1, 2049

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 9, 2019
Property Address	115 E CONCORD ST UNIT 4, 4, ORLANDO, FL 32801-1337
Document Number	0000553019
Map Reference	MB 93 PG 49
Instrument Date	Aug 29, 2019
Instrument	20190553019
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2022
Title Company	TOWN SQUARE TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,343.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 S WESTMONTE DR STE 2000, 225, ALTAMONTE SPRINGS, FL 32714-4218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 E CONCORD ST, ORLANDO, FL 32801-1329

Mortgage

Document Number	0000553020
Date	Sep 9, 2019
Instrument	20190553020

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 3, 2018
Property Address	115 E CONCORD ST UNIT 4, 4, ORLANDO, FL 32801-1337
Document Number	0000006415
Instrument Date	Dec 28, 2017
Instrument	6415
Transaction Type	Transfer
Record Updated	Jan 16, 2018
Title Company	TOWN SQUARE TITLE

Transaction

Amount	Amount Recorded
Tax	$3,311.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1111 N POST OAK RD HOUSTON TX 770557310, HOUSTON, TX 77055-7310

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$474,408 (+2.7%)	$503,610 (-1.16%) Land $100,000 Building $403,610
2025	$7,785.00 (+3.41%) Homeowner's exemption	$461,936 (+5.99%)	$509,500 (-7.25%) Land $100,000 Building $409,500
2024	$7,528.00 (+4.04%)
2023	$7,236.00 (+2.93%) Homeowner's exemption	$435,842 (+3%)	$549,306 (+15.14%) Land $100,000 Building $449,306
2022	$7,030.00 Homeowner's exemption	$423,148	$477,096 Land $100,000 Building $377,096

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: Summit Broadband, T-Mobile.

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