115 E Cliff St, Saint Joseph, MO 64504 Property Records

Buchanan County property record for 115 E Cliff St, Saint Joseph, MO 64504 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1902
Square Footage790 sqft Base Area
Lot Size6,098 sqft (0.14 acres)
Tax Bill$429.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-9.0-32-003-002-059.000

Interior

Building Area790 sqft Base Area
1st Floor790 sqft 1st Floor

Exterior

Year BuiltBuilt 1902
Effective Year BuiltEffective 1902
Lot Area6,098 sqft (0.14 acres)
Depth X Width120 ft x 50 ft Depth x Width

Location & Zoning

Street Address115 E CLIFF ST
CitySAINT JOSEPH
StateMO
Zip64504-2115
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUB:CEDAR SPRINGS LOT:6 BLK:2LGL DESC:
Legal SubdivisionCEDAR SPRINGS
Legal Block2
Legal Lot Number6
JurisdictionBUCHANAN MO
Minor Civil DivisionWASHINGTON
Census Blockgroup1
Census Block1016
Census Tract2300

Owner

Source: Buchanan County records · APN 06-9.0-32-003-002-059.000

Assessment roll updated November 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address514 N 22ND ST, SAINT JOSEPH, MO 64501-2505
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2026Deed of Trust, Mortgage · Commercial Mortgage
CV3 FINANCIAL SERVICES LLC
Aug 16, 2022Correction Deed
UNKNOWN, ST JOSEPH TITLE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 16, 2022
Deed SaleAug 16, 2022
Prior SaleOct 05, 2007 · Amount on Record
Deed Doc Number20227883
Deed Book / Page3779 / 265
Record RefreshedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address115 E CLIFF ST, SAINT JOSEPH, MO 64504-2115
Transaction TypeMortgage
Record UpdatedFeb 12, 2026
Title CompanyADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number003815/410
DateJan 28, 2026
Book Page3815/410
Instrument2026000596
Lender
NameCV3 FINANCIAL SERVICES LLC
TypeMortgage Company
AddressEL SEGUNDO, CA 90245
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

August 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionBUCHANAN MO
Recording DateAug 16, 2022
Property Address115 E CLIFF ST, SAINT JOSEPH, MO 64504-2115
Document Number003779/265
Book / Page3779 / 265
Instrument DateAug 15, 2022
Instrument2022007883
Record UpdatedJan 21, 2026
Title CompanyUNKNOWN, ST JOSEPH TITLE LLC

Transferred From (Grantor/Seller)

NameVerified Name
Address1003 ALABAMA STV, SAINT JOSEPH, MO 64504

Transferred To (Grantee/Buyer)

NameVerified Name
Address11869 WINDHAM RD, COUNTRY CLUB, MO 64505-9344
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$429.00$5,890 (+4.43%) Land $2,370 Building $3,520$30,960 (+4.38%) Land $12,460 Building $18,500
2024$429.00 (+13.79%)
2023$377.00 (-0.79%)$5,640 (-) Land $2,370 Building $3,270$29,660 (-) Land $12,460 Building $17,200
2022$380.00$5,640 Land $2,370 Building $3,270
2021$29,660 Land $12,460 Building $17,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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