115 E Cedarwood Dr, Middletown, DE 19709 Property Records

New Castle County property record for 115 E Cedarwood Dr, Middletown, DE 19709

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,464 sqft · built 1997
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Tax Bill$4,190 (2025)
Deeds & MortgagesMay 2026 Mortgage
Feb 2023 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN11-055.00-126

Property Details

APN / Parcel Number

Primary APN11-055.00-126

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,464 sqft Living Area
1st Floor Area1,232 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions150 ft deep x 145 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address115 E CEDARWOOD DR
CityMIDDLETOWN
StateDE
Zip19709-4007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC21
Legal SubdivisionLEA EARA FARMS III
Legal Lot Number106
JurisdictionNEW CASTLE DE
Township / Civil DivisionMIDDLETOWN-ODESSA
Census Block Group2
Census Block2003
Census Tract16609

Owner

Source: New Castle County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address115 E CEDARWOOD DR, MIDDLETOWN, DE 19709-4007
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Deed of Trust, Mortgage · VA Mortgage
TEXANA BANK
Feb 1, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
POLICE & FIRE FCU
Feb 2, 2021Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Nov 29, 2017Deed of Trust, Mortgage · VA Mortgage
LOW VA RATES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 20, 2001
Transfer Doc0000070263
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Recording DateMay 26, 2026
Property Address115 E CEDARWOOD DR, MIDDLETOWN, DE 19709-4007
Document Number0000037592
Instrument DateMay 18, 2026
Instrument202637592
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 E CEDARWOOD DR, MIDDLETOWN, DE 19709-4007

Mortgage

Document Number0000037592,
DateMay 26, 2026
Instrument202637592
Lender
NameTEXANA BANK
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.3%
Max Rate-1%

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address115 E CEDARWOOD DR, MIDDLETOWN, DE 19709-4007
Transaction TypeMortgage
Record UpdatedFeb 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007215
DateFeb 1, 2023
Instrument20230201-0007215
Lender
NamePOLICE & FIRE FCU
TypeCredit Union
AddressBENSALEM, PA 19020
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2038

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address115 E CEDARWOOD DR, MIDDLETOWN, DE 19709-4007
Transaction TypeMortgage
Record UpdatedFeb 12, 2021
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013928
DateFeb 2, 2021
Instrument20210202-0013928
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89052
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address115 E CEDARWOOD DR, MIDDLETOWN, DE 19709-4007
Document Number0000063559
Instrument DateNov 29, 2017
Transaction TypeMortgage
Record UpdatedDec 12, 2017
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 E CEDARWOOD DR MIDDLETOWN DE 197094007, MIDDLETOWN, DE 19709-4007

Mortgage

Document Number0000063559
DateDec 6, 2017
Instrument63559
Lender
NameLOW VA RATES LLC
AddressLINDON, UT 84042
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 5, 2047
Interest
Rate TypeAdjustable Rate
Rate2.5%

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictAppoquinimink School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,190.00 (+28.69%)$553,800 (+486.03%) Land $120,200 Building $433,600
2024$471,690
2023$3,256.00 Disabled Person's exemption$94,500 Land $10,900 Building $83,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH WEST PUMP DISTRICT
private · serves 4,149 people · EPA ID DE00A0347
Water SourceGroundwater
Last State InspectionMar 2026
Also Mapped HereARTESIAN WATER COMPANY
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Breezeline
Cable
1,000 / 50
Verizon
Fiber
980 / 880

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