Cecil County property record for 115 E Cecil Ave, North East, MD 21901
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,620 sqft · built 1915 |
| Lot Size | 0.079 acres (3,450 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Jun 2019) |
| Tax Bill | $2,782 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-000963 |
| Primary APN | 05-000963 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,620 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,450 sqft (0.079 acres) |
| Porch | Porch |
| Porch Area | 112 sqft |
| Deck Area | 396 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 000963 |
|---|---|
| Street Address | 115 E CECIL AVE |
| City | NORTH EAST |
| State | MD |
| Zip | 21901-4007 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RO |
| Legal Description | PT LOTS 7&8 - .079 A 115 EAST CECIL AVENUE NORTH EAST |
| Legal Lot Number | 7,8 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 5, NORTH EAST |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 30903 |
115 E Cecil Ave, a townhouse, is owned and occupied by an individual who bought it in June 2019.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 E CECIL AVE, NORTH EAST, MD 21901-4007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Jun 24, 2019 | Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2019 · Amount on File |
| Deed Sale | Jun 24, 2019 · Amount on File |
| Prior Sale | May 5, 1977 · Amount on File |
| Deed Book / Page | 4421 / 254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Aug 19, 2026 |
| Property Address | 115 E CECIL AVE, NORTH EAST, MD 21901-4007 |
| Document Number | 5833000038 |
| Book / Page | 5833 / 38 |
| Instrument Date | Aug 6, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 115 E CECIL AVE, NORTH EAST, MD 21901-4007 |
| Document Number | 5833000038, |
|---|---|
| Date | Aug 19, 2026 |
| Book Page | 5833/38 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 115 E CECIL AVE, NORTH EAST, MD 21901-4007 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0050110190 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 5011/190 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 234 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Jun 24, 2019 |
| Property Address | 115 E CECIL AVE, NORTH EAST, MD 21901-4007 |
| Document Number | 0044210254 |
| Book / Page | 4421 / 254 |
| Instrument Date | Jun 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | ARDENT TITL COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 115 E CECIL AVE, NORTH EAST, MD 21901-4007 |
| Document Number | 0004421261 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | 4421/261 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2026 property tax bill for 115 E Cecil Ave was $2,782 with a homeowner's exemption, up 3.8% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Municipality | North East Town |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,782.00 (+3.84%) Homeowner's exemption | $171,300 Land $38,400 Building $132,900 | $171,300 Land $38,400 Building $132,900 |
| 2025 | $2,679.00 Homeowner's exemption | ||
| 2023 | $1,739.00 Homeowner's exemption | $140,100 Land $38,400 Building $101,700 | $140,100 Land $38,400 Building $101,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 E Cecil Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 62 (1978–2024) |
| Claims Outside the SFHA | 18 of 62 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 E Cecil Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF NORTH EAST serves 8,600 people · EPA ID MD0070016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2026 Total trihalomethanes resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2025 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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