Macon County property record for 115 E Bower St, Oreana, IL 62554
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,104 sqft · built 1954 |
| Lot Size | 0.461 acres (20,066 sqft) |
| Owner | Individual Name on File |
| Last Sale | $136,500 (Sep 2025) |
| Tax Bill | $1,639 (2025) |
| Deeds & Mortgages | Jul 2024 Line of Credit Sep 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-08-09-482-005 |
| Primary APN | 18-08-09-482-005 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 20,066 sqft (0.461 acres) |
| Lot Dimensions | 126 ft deep x 158 ft wide |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 110 sqft |
| Cooling System | Central |
|---|
| Account Number | 180809482005 |
|---|---|
| Street Address | 115 E BOWER ST |
| City | OREANA |
| State | IL |
| Zip | 62554-9618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNICIPAL |
| Legal Description | OLDWEILERS 2ND ADDN LOT 5 158X126.6 |
| Legal Range | 03E |
| Legal Township | 17N |
| Legal Section | 09 |
| Legal Subdivision | OLDWEILERS SECOND ADD |
| Legal Lot Number | 5 |
| Jurisdiction | MACON IL |
| Township / Civil Division | WHITMORE |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 2200 |
Source: Macon County records · APN 18-08-09-482-005
Assessment roll updated June 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 E BOWER ST, OREANA, IL 62554-9618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jul 22, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK |
| Sep 29, 2025 | Warranty Deed, Transfer · FHA Mortgage LOWER LLC |
| Jun 09, 2021 | Warranty Deed, Transfer · FHA Mortgage TOWN & COUNTRY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on Record |
| Deed Sale | Sep 29, 2025 · Amount on Record |
| Prior Sale | Jun 09, 2021 · Amount on Record |
| Deed Document Number | 202511443 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Property Address | 115 E BOWER ST, OREANA, IL 62554-9618 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Title Company | MACON COUNTY TITLE LLC, MACON COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 2024R005612 |
|---|---|
| Date | Jul 22, 2024 |
| Instrument | 2024R-005612 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 15, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | Sep 29, 2025 |
| Property Address | 115 E BOWER ST, OREANA, IL 62554-9618 |
| Document Number | 2025R011443 |
| Map Reference | BK 982 PG 22 |
| Instrument Date | Sep 25, 2025 |
| Instrument | 2025R-011443 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Title Company | CENTRAL FLORIDA TITLE COMPANY, CENTRAL ILLINOIS TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $204.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 E BOWER ST, OREANA, IL 62554-9618 |
| Document Number | 2025R011444 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 2025R-011444 |
| Name | LOWER LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.63% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | Jun 09, 2021 |
| Property Address | 115 E BOWER ST, OREANA, IL 62554-9618 |
| Document Number | 4827/118 |
| Book / Page | 4827 / 118 |
| Map Reference | PB 982 PG 22 |
| Instrument Date | Jun 03, 2021 |
| Instrument | 1979830 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $116.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 19798314827119 |
|---|---|
| Date | Jun 09, 2021 |
| Instrument | 19798314827119 |
| Name | TOWN & COUNTRY BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 004827/135 |
|---|---|
| Date | Jun 09, 2021 |
| Book Page | 4827/135 |
| Instrument | 1979832 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Macon County records · Assessment roll updated June 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Macon County |
| County Subdivision | Whitmore Township |
| Municipality | Oreana Village |
| Unified School District | Argenta-Oreana Community Unit School District 1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,639.00 (+8.69%) | $27,992 (+8.32%) Land $5,773 Building $22,219 | $83,985 (+8.32%) Land $17,321 Building $66,664 |
| 2024 | $1,508.00 Homeowner's exemption | $25,842 Land $5,330 Building $20,512 | $77,534 Land $15,992 Building $61,542 |
Source: FEMA National Flood Hazard Layer as of November 28, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| MCC Network Services Fiber | 8,000 / 8,000 |
| JAB Wireless Fiber | 1,000 / 200 |
| Cable One Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 122 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OREANA serves 892 people |
|---|---|
| Water Source | Purchased groundwater from FORSYTH |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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