115 E Atlantic Ave, Villas, NJ 08251 Property Records

Cape May County and Lower Township property record for 115 E Atlantic Ave, Villas, NJ 08251

Property Summary

Property Type	Single Family Home
Details	816 sqft · built 1968
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$67,000 (Feb 1999)
Tax Bill	$2,736 (2024)
Deeds & Mortgages	Aug 2022 Reverse Mortgage
APN	`05-00093-0000-00057`

Property Details

APN / Parcel Number

Primary APN	`05-00093-0000-00057`
Alternative APN	`050009300057`

Interior

Stories	1 Story
Building Area	816 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	115 E ATLANTIC AVE
City	VILLAS
State	NJ
Zip	08251-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L58,59
Legal Block	93
Legal Lot Number	57
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	3
Census Block	3040
Census Tract	21804

Owner

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	115 E ATLANTIC AVE, VILLAS, NJ 08251-2604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 1999 · Amount on Record
Deed Sale	Feb 16, 1999 · Amount on Record
Deed Book / Page	2791 / 935
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	115 E ATLANTIC AVE, VILLAS, NJ 08251-2604
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	FNC TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026646
Date	Aug 22, 2022
Book Page	M6588/211
Instrument	2022026646

Lender

Name	AMERICAN ADVISORS GOURP
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate	5.8%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,200 (-) Land $80,000 Building $55,200	$135,200 (-) Land $80,000 Building $55,200
2025		$135,200 (-) Land $80,000 Building $55,200	$135,200 (-) Land $80,000 Building $55,200
2024	$2,736.00 (+4.71%)
2023		$135,200 Land $80,000 Building $55,200	$135,200 Land $80,000 Building $55,200
2022	$2,613.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 77 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	24 (1979–2018)
Most Recent Claim	Oct 2018 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 8 claims Severe Storms And Flooding, Mar 2010 · 3 claims Hurricane Gloria, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 958 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20