115 E 8th St, Chuluota (Oviedo), FL 32766 Property Records

Seminole County property record for 115 E 8th St, Chuluota, FL 32766

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,925 sqft · built 1985
Lot Size	0.247 acres (10,800 sqft)
Owner	Owner Name on Record
Last Sale	$159,000 (Sep 2013)
Tax Bill	$1,575 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-21-32-5CF-5600-0100`

Property Details

APN / Parcel Number

Primary APN	`21-21-32-5CF-5600-0100`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,925 sqft Living Area
1st Floor Area	1,225 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Exterior Material	Siding
Construction Type	Wood Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,800 sqft (0.247 acres)
Lot Dimensions	150 ft deep x 72 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	115 E 8TH ST
City	CHULUOTA
State	FL
Zip	32766-8425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 39.5 FT OF LOT 10 & W 32.5 FT OF VACD ST ADJ ON E BLK 56 NORTH CHULUOTA PB 2 PGS 54 TO 58
Legal Range	32E
Legal Township	21S
Legal Section	21
Legal Subdivision	NORTH CHULUOTA
Legal Block	56
Legal Lot Number	10
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2018
Census Tract	21205

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	115 E 8TH ST, CHULUOTA, FL 32766-8425
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2013 · Amount on Record
Deed Sale	Sep 11, 2013 · Amount on Record
Prior Sale	Dec 16, 2011 · Amount on Record
Deed Document Number	2013117500
Deed Book / Page	08121 / 1339
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	115 E 8TH ST, CHULUOTA, FL 32766-8425
Document Number	0090600545
Book / Page	009060 / 000545
Instrument Date	Jan 10, 2018
Transaction Type	Mortgage
Record Updated	Feb 2, 2018
Title Company	MORTGAGE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 E 8TH ST CHULUOTA FL 327668425, CHULUOTA, FL 32766-8425

Mortgage

Document Number	0090600545
Date	Jan 18, 2018
Book Page	009060/000545
Instrument	6481

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 17, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,575.00 (-7.3%) Homeowner's exemption	$151,642 (+5.99%)	$342,860 (+12.85%) Land $88,992 Building $253,868
2023	$1,699.00 (+3.03%) Homeowner's exemption	$143,076 (+3%)	$303,810 (-0.43%) Land $66,744 Building $237,066
2022	$1,649.00 Homeowner's exemption	$138,909	$305,135 Land $70,452 Building $234,683

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	3 (2022–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHULUOTA WATER SYSTEM public/private · serves 3,863 people · EPA ID FL3590186
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20