Bay County property record for 115 E 4th St, Panama City, FL 32401
| Property Type | Government / Public Use |
|---|---|
| Details | 41,770 sqft · built 2003 |
| Lot Size | 1.06 acres (46,391 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $6,811,800 (Feb 2003) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19541-000-000 |
| Primary APN | 19541-000-000 |
|---|
| Total Rooms | 12 Rooms |
|---|---|
| Stories | 4 Stories |
| Building Area | 41,770 sqft Total Area |
| 1st Floor Area | 10,692 sqft |
| 2nd Floor Area | 31,078 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Steel Frame |
| Roof Type | Steel Frame/Truss |
| Roof Material | Other |
| Lot Area | 46,391 sqft (1.06 acres) |
| Lot Dimensions | 290 ft deep x 160 ft wide |
| Driveway | Driveway |
| Driveway Area | 1,755 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 115 E 4TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3108 |
| Property Category | Public Works |
| Property Type | Public Works > Government / Public Use |
| Local Zoning Code | PC10 |
| Legal Description | GULF COAST DEV CO PLAT THE SOUTH 10' OF LOT 8 & LOTS 9-15 INC. |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 08 |
| Legal Subdivision | GULF COAST DEV CO PLAT |
| Legal Block | 1 |
| Legal Lot Number | 8 15 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 2000 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 840 W 11TH ST, PANAMA CITY, FL 32401-2336 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2003 · Amount on Record |
| Deed Sale | Feb 6, 2003 · Amount on Record |
| Prior Sale | Jan 9, 2002 · Amount on Record |
| Deed Document Number | 2003-008458 |
| Deed Book / Page | 2236 / 0990 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $2,888,490 (-1.91%) Land $556,800 Building $2,331,690 | $2,888,490 (-1.91%) Land $556,800 Building $2,331,690 |
| 2023 | Additional exemption filed | $2,944,852 Land $556,800 Building $2,388,052 | $2,944,852 Land $556,800 Building $2,388,052 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 93 (1984–2020) |
| Claims Outside the SFHA | 64 of 93 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon, WOW Internet, Cable & Phone.
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