115 E 3rd St, Hartford, IL 62048 Property Records

Madison County property record for 115 E 3rd St, Hartford, IL 62048

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,088 sqft · built 1946
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Mar 2018)
Tax Bill	$214 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
APN	`18-2-14-03-05-105-024`

Property Details

APN / Parcel Number

Primary APN	`18-2-14-03-05-105-024`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,088 sqft Living Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	115 E 3RD ST
City	HARTFORD
State	IL
Zip	62048-1328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOWMANS SECOND ADD LOT 29 & 30 80X125
Legal Subdivision	BOWMANS SECOND ADDN
Legal Lot Number	29
Jurisdiction	MADISON IL
Township / Civil Division	CHOUTEAU
Census Block Group	1
Census Block	1004
Census Tract	404100

Owner

Source: Madison County records · APN 18-2-14-03-05-105-024

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	115 E 3RD ST, HARTFORD, IL 62048-1328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 02, 2018 · Amount on Record
Deed Sale	Mar 02, 2018 · Amount on Record
Deed Document Number	20186364
Prior Transfer Date	Jan 12, 2009
Prior Transfer Doc	0000001718
Record Updated	Sep 20, 2026

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Mar 02, 2018
Property Address	115 E 3RD ST, HARTFORD, IL 62048-1328
Document Number	0000006364
Map Reference	PB12 PG20
Instrument Date	Mar 01, 2018
Instrument	2018R06364
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 E 3RD ST, HARTFORD, IL 62048-1328

Mortgage

Document Number	0000006365
Date	Mar 02, 2018
Instrument	2018R06365

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Chouteau Township
Municipality	Hartford Village
Secondary School District	East Alton-Wood River Community High School District 14 (09 - 12)
Elementary School District	Wood River-Hartford Elementary School District 15 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$214.00 (+4.39%)	$23,700 (+59.38%) Land $4,040 Building $19,660	$71,100 (+59.22%) Land $12,120 Building $58,980
2024	$205.00 (-2.84%)
2022	$211.00	$14,870 Land $2,910 Building $11,960	$44,655 Land $8,739 Building $35,916

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	20 (1979–2015)
Claims Outside the SFHA	9 of 20
Most Recent Claim	Dec 2015 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 1995 · 11 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

Based on FCC filings for 346 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HARTFORD serves 1,260 people
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.