115 E 2nd St, Cardington, OH 43315 Property Records

Morrow County property record for 115 E 2nd St, Cardington, OH 43315

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 2022
Lot Size	0.212 acres (9,235 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (May 2023)
Tax Bill	$4,421 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Sep 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C09-015-00-052-00`

Property Details

APN / Parcel Number

Primary APN	`C09-015-00-052-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
Gross Area	3,264 sqft
1st Floor Area	1,920 sqft
Upper Floors Area	614 sqft
Basement Area	294 sqft
Unfinished Basement	294 sqft
Family Room	Family Room

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Wood
Lot Area	9,235 sqft (0.212 acres)
Lot Dimensions	185 ft deep x 50 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	215 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	115 E 2ND ST
City	CARDINGTON
State	OH
Zip	43315-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 88
Legal Lot Number	88
Jurisdiction	MORROW OH
Township / Civil Division	CARDINGTON
Census Block Group	3
Census Block	3028
Census Tract	965300

Owner

Source: Morrow County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 E 2ND ST, CARDINGTON, OH 43315-1101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Warranty Deed, Transfer · VA Mortgage RUOFF MORTGAGE CO
Sep 29, 2020	Quit Claim Deed, Transfer Quitclaim
Nov 18, 2019	Quit Claim Deed, Transfer Quitclaim
Jul 27, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2023 · Amount on Record
Deed Sale	May 17, 2023 · Amount on Record
Prior Sale	Nov 18, 2019 · Amount on Record
Prior Transfer Date	Sep 29, 2020
Prior Transfer Doc	000990/189
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORROW OH
Recording Date	May 17, 2023
Property Address	115 E 2ND ST, CARDINGTON, OH 43315-1101
Document Number	001079/428
Book / Page	1079 / 428
Instrument Date	Apr 21, 2023
Instrument	412494
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000412495
Date	May 17, 2023
Instrument	412495

Lender

Name	RUOFF MORTGAGE CO

Agreement

Type	VA Mortgage
Amount	Amount Recorded

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MORROW OH
Recording Date	Sep 29, 2020
Property Address	115 E 2ND ST, CARDINGTON, OH 43315-1101
Document Number	000990/189
Book / Page	990 / 189
Instrument Date	Sep 29, 2020
Instrument	395322
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 158, MARENGO, OH 43334-0158

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MORROW OH
Recording Date	Nov 18, 2019
Property Address	115 E 2ND ST, CARDINGTON, OH 43315-1101
Document Number	000961/543
Book / Page	961 / 543
Instrument Date	Nov 9, 2019
Instrument	389870
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MORROW OH
Recording Date	Jul 27, 2018
Property Address	115 E 2ND ST, CARDINGTON, OH 43315-1101
Document Number	000926/819
Book / Page	926 / 819
Instrument Date	Jul 25, 2018
Instrument	000000382695
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Morrow County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Morrow County
County Subdivision	Cardington Township
Municipality	Cardington Village
Unified School District	Cardington-Lincoln Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$201,300 (-) Land $12,400 Building $188,900
2025	$4,421.00 (+45.86%) Homeowner's exemption	$70,460 (-) Land $4,340 Building $66,120
2023	$3,031.00 (+2,161.94%)	$70,460 (+2,443.68%) Land $4,340 Building $66,120	$201,300 (+2,448.1%) Land $12,400 Building $188,900
2022	$134.00	$2,770 Land $2,770
2020			$7,900 Land $7,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARDINGTON VILLAGE PWS serves 2,079 people · EPA ID OH5900112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smart Way Communications.

Nearby Properties on E 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures