Wise County property record for 115 E 25th St N, Big Stone Gap, VA 24219
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,634 sqft |
| Lot Size | 0.4 acres (17,393 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $192,500 (Apr 2026) |
| Tax Bill | $1,213 (2026) |
| Deeds & Mortgages | May 2020 Mortgage Sep 2025 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R000364 |
| Primary APN | R000364 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,634 sqft Heated Area |
| Gross Area | 3,487 sqft |
| Basement Area | 1,634 sqft |
| Unfinished Basement | 1,634 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Architectural Style | Conventional |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Metal |
| Lot Area | 17,393 sqft (0.4 acres) |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 115 E 25TH ST N |
|---|---|
| City | BIG STONE GAP |
| State | VA |
| Zip | 24219-3657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 7-8 B 201 P 5 |
| Legal Subdivision | BIG STONE GAP |
| Legal Lot Number | 7-8 |
| Jurisdiction | WISE VA |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 931300 |
115 E 25th St N is owned and occupied by two individuals who bought it in April 2026.
Source: Wise County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 E 25TH ST N, BIG STONE GAP, VA 24219-3657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EASTMAN CU |
| Sep 12, 2025 | Deed of Trust, Mortgage · VA Mortgage BARRETT FINANCIAL GROUP LLC |
| Sep 3, 2024 | Deed of Trust, Mortgage · VA Mortgage BARRETT FINANCIAL GROUP LLC |
| Apr 15, 2026 | Deed, Transfer · Conventional Mortgage EASTMAN CREDIT UNION |
| Apr 15, 2026 | Deed, Transfer · Conventional Mortgage EASTMAN CREDIT UNION |
| Nov 9, 2023 | Deed, Transfer · VA Mortgage BARRETT FINANCIAL GROUP LLC |
| Jan 4, 2019 | Deed, Transfer · FHA Mortgage CROSS COUNTRY MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on File |
| Deed Sale | Apr 15, 2026 · Amount on File |
| Prior Sale | Nov 9, 2023 · Amount on File |
| Deed Document Number | 20261513 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WISE VA |
| Property Address | 115 E 25TH ST N, BIG STONE GAP, VA 24219-3657 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2026 |
| Title Company | LA COMMONWEALTH TITLE, COMMONWEALTH TITLE |
| Name | Verified Name |
|---|
| Document Number | 0202001753 |
|---|---|
| Date | May 4, 2020 |
| Instrument | 202001753 |
| Name | EASTMAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WISE VA |
| Property Address | 115 E 25TH ST N, BIG STONE GAP, VA 24219-3657 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 115 E 25TH ST N, BIG STONE GAP, VA 24219-3657 |
| Document Number | 0202503832 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 202503832 |
| Name | BARRETT FINANCIAL GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANDLER, AZ 85286 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WISE VA |
| Property Address | 115 E 25TH ST N, BIG STONE GAP, VA 24219-3657 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202403742 |
|---|---|
| Date | Sep 3, 2024 |
| Instrument | 202403742 |
| Name | BARRETT FINANCIAL GROUP LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WISE VA |
| Recording Date | Apr 15, 2026 |
| Property Address | 115 E 25TH ST N, BIG STONE GAP, VA 24219-3657 |
| Document Number | 0000001513 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 2026.1513 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $19,442.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 115 E 25TH ST N, BIG STONE GAP, VA 24219-3657 |
| Document Number | 0000001514, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 2026..1514 |
| Name | EASTMAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | WISE VA |
| Recording Date | Apr 15, 2026 |
| Property Address | 115 E 25TH ST N, BIG STONE GAP, VA 24219-3657 |
| Document Number | 0202601513 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 20261513 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $19,442.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 115 E 25TH ST N, BIG STONE GAP, VA 24219-3657 |
| Document Number | 0000001514, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 20261514 |
| Name | EASTMAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | WISE VA |
| Recording Date | Nov 9, 2023 |
| Property Address | 115 E 25TH ST N, BIG STONE GAP, VA 24219-3657 |
| Document Number | 0202304698 |
| Map Reference | IN 201900073 |
| Instrument Date | Oct 12, 2023 |
| Instrument | 202304698 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 115 E 25TH ST N, BIG STONE GAP, VA 24219-3657 |
| Document Number | 0202304706 |
|---|---|
| Date | Nov 9, 2023 |
| Instrument | 202304706 |
| Name | BARRETT FINANCIAL GROUP LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WISE VA |
| Recording Date | Jan 4, 2019 |
| Property Address | 115 E 25TH ST N, BIG STONE GAP, VA 24219-3657 |
| Document Number | 0201900073 |
| Map Reference | DB553 PG446 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 201900073 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $74.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 E 25TH ST N, BIG STONE GAP, VA 24219-3657 |
| Document Number | 0201900075 |
|---|---|
| Date | Jan 4, 2019 |
| Instrument | 201900075 |
| Name | CROSS COUNTRY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 115 E 25th St N was $1,213, up 41% from the year before.
Source: Wise County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Big Stone Gap Town |
| County | Wise County |
| Unified School District | Wise County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,213.00 (+41.05%) | $175,800 (+40.98%) Land $16,000 Building $159,800 | $175,800 (+40.98%) Land $16,000 Building $159,800 |
| 2025 | $860.00 | $124,700 Land $12,000 Building $112,700 | $124,700 Land $12,000 Building $112,700 |
| 2023 | $509.00 | $73,800 (-) Land $12,000 Building $61,800 | $73,800 (-) Land $12,000 Building $61,800 |
| 2022 | $73,800 Land $12,000 Building $61,800 | $73,800 Land $12,000 Building $61,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 115 E 25th St N in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 6, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–2003) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 2003 · Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, And Mudslide |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 E 25th St N is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 86% of Virginia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BIG STONE GAP serves 9,372 people · EPA ID VA1195100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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