Marshall County property record for 115 E 22nd St, Benton, KY 42025
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3 bd · 1 ba · 1,098 sqft · built 1983 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $5,000 (Sep 2013) |
| Tax Bill | $1,862 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Nov 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0B-09-05-033 |
| Primary APN | 0B-09-05-033 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,098 sqft Living Area |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Heating System | Radiant |
|---|
| Account Number | 990990 |
|---|---|
| Street Address | 115 E 22ND ST |
| City | BENTON |
| State | KY |
| Zip | 42025-1801 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Subdivision | MINOR SUB 2A |
| Jurisdiction | MARSHALL KY |
| Township / Civil Division | BENTON |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 950400 |
Source: Marshall County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 117 E 22ND ST, BENTON, KY 42025-1801 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2017 | Deed of Trust, Mortgage · ARM US BANK NA |
| Nov 29, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2013 · Amount on Record |
| Deed Sale | Sep 5, 2013 · Amount on Record |
| Deed Document Number | 2013234581 |
| Deed Book / Page | 422 / 531 |
| Prior Transfer Date | Sep 3, 2013 |
| Prior Transfer Doc | 0000234581 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARSHALL KY |
| Property Address | BENTON, KY 42025 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | MTG862/599 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | MTG 862/599 |
| Instrument | 1011169 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Max Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARSHALL KY |
| Property Address | BENTON, KY 42025 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | MTG994/393 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | MTG 994/393 |
| Instrument | 1076227 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | BENTON, KY 42025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 9, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Marshall County assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Benton City |
| County | Marshall County |
| Unified School District | Marshall County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,862.00 (+4,932.43%) | $4,000 (-) Land $4,000 | $4,000 (-) Land $4,000 |
| 2023 | $37.00 | $4,000 Land $4,000 | |
| 2022 | $4,000 Land $4,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 21 (1979–2016) |
| Claims Outside the SFHA | 7 of 21 |
| Most Recent Claim | Jul 2016 · Severe Storm, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON WATER & SEWER serves 7,981 people · EPA ID KY0790029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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