115 E 20th St, Holland, MI 49423 Property Records

Ottawa County property record for 115 E 20th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,126 sqft · built 1930
Lot Size	0.152 acres (6,621 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Dec 2023)
Tax Bill	$5,284 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-16-32-208-021`

Property Details

APN / Parcel Number

Primary APN	`70-16-32-208-021`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,126 sqft Living Area
1st Floor Area	751 sqft
Basement Area	751 sqft
Unfinished Basement	751 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	115 E 20TH ST
City	HOLLAND
State	MI
Zip	49423-4803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	LOT 12, BLK G, ALSO S 1/2 OF VACATED ALLEY ADJOINING ON THE NORTH BOSMAN'S ADD SEC 32 T5N R15W
Legal Range	15W
Legal Township	05N
Legal Section	32
Legal Subdivision	BOSMANS ADD
Legal Block	208
Legal Lot Number	12
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	3
Census Block	3015
Census Tract	25800

Owner

115 E 20th St is owned and occupied by two individuals who bought it in December 2023.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 E 20TH ST, HOLLAND, MI 49423-4803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
May 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage AAC CU
Jun 23, 2020	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2023 · Amount on File
Deed Sale	Dec 15, 2023 · Amount on File
Prior Sale	Jun 23, 2020 · Amount on File
Deed Document Number	202331831
Prior Transfer Date	Apr 25, 2007
Prior Transfer Doc	5414/365
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Dec 15, 2023
Property Address	115 E 20TH ST, HOLLAND, MI 49423-4803
Document Number	20230031831
Map Reference	LB 3 PG 19
Instrument Date	Dec 8, 2023
Instrument	2023-0031831
Transaction Type	Transfer
Record Updated	Jan 4, 2024
Title Company	LAKESHORE TITLE LLC, LAKESHORE TTL GROUP HOLLAND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 E 20TH ST, HOLLAND, MI 49423-4803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 E 20TH ST, HOLLAND, MI 49423-4803

Mortgage

Document Number	20230031832
Date	Dec 15, 2023
Instrument	2023-0031832

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	115 E 20TH ST, HOLLAND, MI 49423-4803
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210022956
Date	Apr 28, 2021
Instrument	2021-0022956

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	115 E 20TH ST, HOLLAND, MI 49423-4803
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190014275
Date	May 3, 2019
Instrument	2019-0014275

Lender

Name	AAC CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jun 23, 2020
Property Address	115 E 20TH ST, HOLLAND, MI 49423-4803
Document Number	20200025015
Map Reference	LB 3 PG 19
Instrument Date	Jun 19, 2020
Instrument	2020-0025015
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Tax	$1,603.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 E 20TH ST, 115, HOLLAND, MI 49423-4803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 E 20TH ST, HOLLAND, MI 49423-4803

Tax Assessment & Valuation

The 2025 property tax bill for 115 E 20th St was $5,284 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,100	$286,200
2025	$5,284.00
2023		$96,400	$192,800
2022	$3,430.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 E 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 115 E 20th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Also Mapped Here	HOLLAND TOWNSHIP CONSOLIDATED
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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