115 E 11th St, Cozad, NE 69130 Property Records

Dawson County property record for 115 E 11th St, Cozad, NE 69130

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,484 sqft · built 1920
Lot Size	0.118 acres (5,150 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Oct 2024)
Tax Bill	$1,545 (2025)
Deeds & Mortgages	Jun 2012 Mortgage Jun 2016 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3410-00-0-20050-006-0002`

Property Details

APN / Parcel Number

Primary APN	`3410-00-0-20050-006-0002`
Alternative APN	`240086414`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,484 sqft Living Area
1st Floor Area	1,084 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Modern
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	5,150 sqft (0.118 acres)
Lot Dimensions	103 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	160 sqft
Deck Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	115 E 11TH ST
City	COZAD
State	NE
Zip	69130-1714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	00000486 LOT 3 BLK 6 CLAYPOOL & COLBYS
Legal Subdivision	CLAYPOOL AND COLBYS ADDITION
Legal Block	6
Legal Lot Number	3
Jurisdiction	DAWSON NE
Township / Civil Division	COZAD
Census Block Group	4
Census Block	4022
Census Tract	968300

Owner

Source: Dawson County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 E 11TH ST, COZAD, NE 69130-1714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2012	Deed of Trust, Mortgage HOMESTEAD BANK
Jun 3, 2016	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2024 · Amount on Record
Deed Sale	Oct 18, 2024 · Amount on Record
Prior Sale	Jun 3, 2016 · Amount on Record
Deed Document Number	20242657
Record Updated	Sep 20, 2026

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWSON NE
Property Address	115 E 11TH ST, COZAD, NE 69130-1714
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020121999
Date	Jun 14, 2012
Instrument	2012-1999

Lender

Name	HOMESTEAD BANK
Type	Bank
Address	LEXINGTON, NE 68850

Agreement

Amount	Amount Recorded

June 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAWSON NE
Recording Date	Jun 3, 2016
Property Address	115 E 11TH ST, COZAD, NE 69130-1714
Document Number	0020161645
Instrument Date	May 24, 2016
Instrument	2016-1645
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$175.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020161646
Date	Jun 3, 2016
Instrument	2016-1646

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Jun 1, 2049

Interest

Rate	3%

Tax Assessment & Valuation

Source: Dawson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Dawson County
Municipality	Cozad City
Unified School District	Cozad Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,765 (+20.41%) Land $4,120 Building $119,645	$123,765 (+20.41%) Land $4,120 Building $119,645
2025	$1,545.00 (+34%)	$102,790 (+29.87%) Land $4,120 Building $98,670	$102,790 (+29.87%) Land $4,120 Building $98,670
2024	$1,153.00 (-47.69%)	$79,148 (-22.44%) Land $4,120 Building $75,028	$79,148 (-22.44%) Land $4,120 Building $75,028
2023	$2,204.00	$102,050 Land $3,090 Building $98,960	$102,050 Land $3,090 Building $98,960

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COZAD serves 3,915 people · EPA ID NE3104701
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cozad Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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